723 E Axton Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 723 E Axton Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,916 sqft
Lot Size	9.82 acres (427,759 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jan 2023)
Tax Bill	$11,581 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`390329-280461-0000`

Property Details

APN / Parcel Number

Primary APN	`390329-280461-0000`
Alternative APNs	`104765` `568999` `598158` `621127`

Exterior

Lot Area	427,759 sqft (9.82 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	104765
Street Address	723 E AXTON RD
City	BELLINGHAM
State	WA
Zip	98226-7434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	W 1/2 W 1/2 NW NE-LESS RD
Legal Range	03
Legal Township	39
Legal Section	29
Legal Block	2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2020
Census Tract	10701

Owner

Source: Whatcom County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 E AXTON RD, BELLINGHAM, WA 98226-7434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERITAS FUNDING LLC
Jul 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage VERISTONE FUND I LLC
Aug 28, 2024	Deed of Trust, Mortgage · Commercial Mortgage VERISTONE FUND I LLC
Mar 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage VERISTONE FUND I LLC
Oct 27, 2025	Warranty Deed, Transfer · Conventional Mortgage FUNDLOANS CAPITAL
Jan 30, 2023	Warranty Deed, Transfer · Commercial Mortgage VERISTONE FUND I LLC
Mar 6, 2020	Warranty Deed, Transfer · Conventional with PMI EVA INVESTMENTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	20231776
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Aug 7, 2026
Property Address	723 E AXTON RD, BELLINGHAM, WA 98226-7434
Document Number	0000000529
Instrument Date	Aug 6, 2026
Instrument	2026529
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41165 S DIAMOND LN, DIAMOND, OR 97722-9301

Mortgage

Document Number	0000000529,
Date	Aug 7, 2026
Instrument	2026529

Lender

Name	VERITAS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	723 E AXTON RD, BELLINGHAM, WA 98226-7434
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000701951
Date	Jul 27, 2023
Instrument	2023-0701951

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	723 E AXTON RD, BELLINGHAM, WA 98226-7434
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000802073
Date	Aug 28, 2024
Instrument	2024-0802073

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	723 E AXTON RD, BELLINGHAM, WA 98226-7434
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301521
Date	Mar 21, 2025
Instrument	2025-0301521

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 27, 2025
Property Address	723 E AXTON RD, BELLINGHAM, WA 98226-7434
Document Number	0001002104
Instrument Date	Oct 20, 2025
Instrument	2025-1002104
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 E AXTON RD, BELLINGHAM, WA 98226-7434

Mortgage

Document Number	0001002105
Date	Oct 27, 2025
Instrument	2025-1002105

Lender

Name	FUNDLOANS CAPITAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 30, 2023
Property Address	723 E AXTON RD, BELLINGHAM, WA 98226-7434
Document Number	0000101776
Instrument Date	Jan 30, 2023
Instrument	2023-0101776
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TTL COOMPANY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 WOODFIELD PL, LYNDEN, WA 98264-8552

Mortgage

Document Number	0000101777
Date	Jan 30, 2023
Instrument	2023-0101777

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 6, 2020
Property Address	E AXTON RD, BELLINGHAM, WA 98226
Document Number	2200300673
Instrument Date	Feb 25, 2020
Instrument	300673
Transaction Type	Transfer
Record Updated	Apr 6, 2020
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5635 GUIDE MERIDIAN BELLINGHAM WA 982269722, BELLINGHAM, WA 98226-9722

Mortgage

Document Number	2200300674
Date	Mar 6, 2020
Instrument	300674

Lender

Name	EVA INVESTMENTS INC
Address	15750 38A AVE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Mar 5, 2023

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,581.00 (+426.17%)	$1,450,083 (+20.48%) Land $391,936 Building $1,058,147	$1,450,083 (+20.48%) Land $391,936 Building $1,058,147
2024	$2,201.00 (+32.11%)	$1,203,560 (+480.89%) Land $251,227 Building $952,333	$1,203,560 (+480.89%) Land $251,227 Building $952,333
2022		$207,191 Land $207,191	$207,191 Land $207,191
2021	$1,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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