723 Cottage Dr, Napa, CA 94558 Property Records

Napa County property record for 723 Cottage Dr, Napa, CA 94558

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,004 sqft · built 1972
Lot Size	0.01 acres (436 sqft)
Owner	Company Name on Record
Last Sale	$785,000 (Oct 2019)
Tax Bill	$10,566 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`060-170-002-000`

Property Details

APN / Parcel Number

Primary APN	`060-170-002-000`
Alternative APNs	`060-170-002` `06017002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,004 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	060-170-002
Street Address	723 COTTAGE DR
City	NAPA
State	CA
Zip	94558-1247
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	UNIT 12 CLUSTER 5 BLK 3 SILVERADO COTTAGES UNIT D 9R/M77
Legal Subdivision	SILVERADO COTTAGES UNIT D
Legal Block	3
Legal Lot Number	12
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3000
Census Tract	201401

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	211 S SPALDING DR, S504, BEVERLY HILLS, CA 90212-3665
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2019	Grant Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Dec 17, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Mar 2, 1995 · Amount on Record
Deed Document Number	201922188
Prior Transfer Date	Jun 3, 2010
Prior Transfer Doc	0000016446
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Oct 29, 2019
Property Address	723 COTTAGE DR, NAPA, CA 94558-1247
Document Number	0000022188
Map Reference	MB 9 PG 77-85
Instrument Date	Oct 23, 2019
Instrument	2019-0022188
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 S SPALDING DR # 504, 504, BEVERLY HILLS, CA 90212-3622

Mortgage

Document Number	0000022189
Date	Oct 29, 2019
Instrument	2019-0022189

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NAPA CA
Recording Date	Dec 17, 2018
Property Address	723 COTTAGE DR, NAPA, CA 94558-1247
Document Number	0000023992
Instrument Date	Nov 19, 2018
Instrument	23992
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	331 OLD SPANISH TRL PORTOLA VALLEY CA 940288131, PORTOLA VALLEY, CA 94028-8131

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,566.00 (+2.09%)	$874,522 (+1.98%) Land $501,981 Building $372,541	$874,522 (+1.98%) Land $501,981 Building $372,541
2025	$10,350.00 (+4.69%)	$857,572 (+3.99%) Land $492,139 Building $365,433	$857,572 Land $492,139 Building $365,433
2023	$9,886.00 (+1.18%)	$824,662 Land $473,030 Building $351,632
2022	$9,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	11 (1986–2011)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Aug 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 6 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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