723 Bender Cir, Billings, MT 59105 Property Records

Yellowstone County property record for 723 Bender Cir, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,428 sqft · built 1973
Lot Size	0.288 acres (12,525 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Apr 2021)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A205780`

Property Details

APN / Parcel Number

Primary APN	`000A205780`
Alternative APNs	`03-1033-15-4-10-08-0000` `R0321474` `A205780` `A20578`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	948 sqft
Basement Area	912 sqft
Finished Basement	480 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,525 sqft (0.288 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	42 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	723 BENDER CIR
City	BILLINGS
State	MT
Zip	59105-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	BENDER SUBD, S15, T01 N, R26 E, BLOCK 2, LOT 3
Legal Range	26E
Legal Township	01N
Legal Section	15
Legal Subdivision	BENDER SUBD
Legal Block	2
Legal Lot Number	3
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3019
Census Tract	701

Owner

723 Bender Cir is owned and occupied by an individual who acquired it in May 2024.

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	723 BENDER CIR, BILLINGS, MT 59105-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Prior Sale	Feb 12, 2010
Deed Document Number	20213968031
Last Transfer Date	May 30, 2024
Transfer Doc	0004075089
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 13, 2021
Property Address	723 BENDER CIR, BILLINGS, MT 59105-4005
Document Number	0003968031
Map Reference	DOC 909317
Instrument Date	Apr 8, 2021
Instrument	3968031
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	723 BENDER CIR, BILLINGS, MT 59105-4005

Mortgage

Document Number	0003968032
Date	Apr 13, 2021
Instrument	3968032

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 723 Bender Cir was $2,269, down 20.1% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,500 (-) Land $67,081 Building $254,419	$321,500 (-) Land $67,081 Building $254,419
2025	$2,269.00 (-20.13%)	$321,500 Land $67,081 Building $254,419	$321,500 Land $67,081 Building $254,419
2024	$2,841.00 (+18.23%)
2023	$2,403.00	$269,300	$269,300 Land $62,522 Building $206,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 723 Bender Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2010–2018)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 723 Bender Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink, Nemont, Verizon.

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