Oakland County property record for 723 Barclay Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,728 sqft · built 1972 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,000 (Nov 2020) |
| Tax Bill | $5,621 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-15-427-009 |
| Primary APN | 88-20-15-427-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 136 ft deep x 80 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 272 sqft |
| Patio Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 723 BARCLAY DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 15 CYPRESS GARDENS SUB. LOT 139 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 15 |
| Legal Subdivision | CYPRESS GARDENS SUB |
| Legal Lot Number | 139 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 197000 |
723 Barclay Dr is owned and occupied by two individuals who bought it in November 2020.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 723 BARCLAY DR, TROY, MI 48085-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 4, 2020 | Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB |
| Jun 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jun 4, 2019 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on File |
| Deed Sale | Nov 4, 2020 · Amount on File |
| Prior Sale | Sep 15, 2015 · Amount on File |
| Deed Document Number | 2020229120 |
| Deed Book / Page | 55105 / 538 |
| Prior Transfer Date | Jun 21, 2011 |
| Prior Transfer Doc | 0000130324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 723 BARCLAY DR, TROY, MI 48085-4803 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 723 BARCLAY DR, TROY, MI 48085-4803 |
| Document Number | 0000197761 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 56690/831 |
| Instrument | 197761 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 4, 2020 |
| Property Address | 723 BARCLAY DR, TROY, MI 48085-4803 |
| Document Number | 0000229120 |
| Book / Page | 55105 / 538 |
| Map Reference | LB 126 PG 7-9 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 229120 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | VISIONARY TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,743.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 W UNIVERSITY DR # 225, 410, ROCHESTER, MI 48307-1938 |
| Name | Verified Name |
|---|---|
| Address | 723 BARCLAY DR, TROY, MI 48085-4803 |
| Document Number | 0055105540 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 55105/540 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 723 BARCLAY DR, TROY, MI 48085-4803 |
| Document Number | 0000115375 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7223 BARCLAY DR TROY MI 48085, TROY, MI 48085 |
| Document Number | 0000115375 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 053043/000185 |
| Instrument | 115375 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 723 BARCLAY DR, TROY, MI 48085-4803 |
| Document Number | 0000115374 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 723 BARCLAY DR TROY MI 480854803, TROY, MI 48085-4803 |
| Document Number | 0000115374 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 053043/000179 |
| Instrument | 115374 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 723 BARCLAY DR, TROY, MI 48085-4803 |
| Document Number | 0000033517 |
| Book / Page | 050407 / 000150 |
| Instrument Date | Feb 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 723 BARCLAY DR TROY MI 480854803, TROY, MI 48085-4803 |
| Document Number | 0000033517 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 050407/000150 |
| Instrument | 33517 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2047 |
The 2025 property tax bill for 723 Barclay Dr was $5,621 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,621.00 | ||
| 2023 | $341,620 | ||
| 2022 | $5,847.00 | $170,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 723 Barclay Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1998–2014) |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 723 Barclay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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