Howard County property record for 7229 Waterloo Pass, Elkridge, MD 21075 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,594 sqft Total Area |
| Lot Size | 3,121 sqft (0.072 acres) |
| Garage | Attached, 242 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $293,000 (2017) |
| Tax Bill | $5,595.00 (2025) |
| Primary APN | 01-298402 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,594 sqft Total Area |
| Basement Area | 650 sqft Basement |
| Finished Basement | 650 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,121 sqft (0.072 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 242 sqft Garage |
| Porch Area | 140 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 298402 |
|---|---|
| Street Address | 7229 WATERLOO PASS |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-7904 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 3,121 SQ' 7229 WATERLOO PASS NEW COLONY VILLAGE |
| Legal Subdivision | NEW COLONY VILLAGE |
| Legal Lot Number | 13 |
| Jurisdiction | HOWARD MD |
| Minor Civil Division | 1, ELKRIDGE |
| Census Blockgroup | 2 |
| Census Block | 2048 |
| Census Tract | 601203 |
Source: Howard County records · APN 01-298402
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7229 WATERLOO PASS, ELKRIDGE, MD 21075-7904 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 25, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 30, 2017 | Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Prior Sale | Nov 20, 2007 · Amount on Record |
| Deed Doc Number | 2017679-275 |
| Deed Book / Page | 17679 / 275 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7229 WATERLOO PASS, ELKRIDGE, MD 21075-7904 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0205410293 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 20541/293 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7229 WATERLOO PASS, ELKRIDGE, MD 21075-7904 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7229 WATERLOO PASS, ELKRIDGE, MD 21075-7904 |
| Document Number | 0203740352 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 20374/352 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 30, 2017 |
| Property Address | 7229 WATERLOO PASS, ELKRIDGE, MD 21075-7904 |
| Document Number | 0176790275 |
| Book / Page | 17679 / 275 |
| Map Reference | PL17327-17345 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 17679-275 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | INTEGRITY TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7229 WATERLOO PASS, ELKRIDGE, MD 21075-7904 |
| Document Number | 0017679282 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 17679-282 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,900 (+6.06%) Land $100,000 Building $300,900 | $400,900 (-) Land $100,000 Building $300,900 | |
| 2025 | $5,595.00 (+59.04%) | $378,000 (+13.79%) | $400,900 (+20.68%) Land $100,000 Building $300,900 |
| 2023 | $332,200 Land $70,000 Building $262,200 | $332,200 Land $70,000 Building $262,200 | |
| 2022 | $3,518.00 |
7229 Waterloo Pass is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Howard County (24027C), updated October 31, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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