Calvert County property record for 7229 Benjamin Ln, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,940 sqft · built 2002 |
| Lot Size | 2.95 acres (128,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,500 (Feb 2002) |
| Tax Bill | $6,495 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-106515 |
| Primary APN | 02-106515 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,940 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 128,502 sqft (2.95 acres) |
| Porch | Slab |
| Porch Area | 276 sqft |
| Deck Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 106515 |
|---|---|
| Street Address | 7229 BENJAMIN LN |
| City | OWINGS |
| State | MD |
| Zip | 20736-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 16 PLAT 3 SUNDERLAND FARM ESTS |
| Legal Subdivision | SUNDERLAND FRM ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 860200 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7229 BENJAMIN LN, OWINGS, MD 20736-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2002 · Amount on Record |
| Deed Sale | Feb 8, 2002 · Amount on Record |
| Deed Document Number | 20022705 |
| Deed Book / Page | 1526 / 364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 7229 BENJAMIN LN, OWINGS, MD 20736-3910 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | BAY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0055300008 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 5530/008 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 7229 BENJAMIN LN, OWINGS, MD 20736-3910 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | COUNSEL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 7229 BENJAMIN LN, OWINGS, MD 20736-3910 |
| Document Number | 0062930176 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 6293/176 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | PRINCE FREDERICK, MD 20678 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $586,267 (+16.28%) | $596,000 (+2.51%) Land $189,500 Building $406,500 | |
| 2025 | $6,495.00 (+24%) | ||
| 2023 | $5,238.00 Homeowner's exemption | $504,200 | $581,400 Land $189,500 Building $391,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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