7228 Snaffle Ln, Mechanicsville, VA 23111 Property Records

Hanover County property record for 7228 Snaffle Ln, Mechanicsville, VA 23111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1988
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Nov 2019)
Tax Bill	$2,680 (2026)
Deeds & Mortgages	Aug 2023 Transfer Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8714-50-3982`

Property Details

APN / Parcel Number

Primary APN	`8714-50-3982`
Alternative APN	`10178721`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,328 sqft Living Area
1st Floor Area	438 sqft
2nd Floor Area	1,040 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)

Exterior Amenities

Porch	Porch
Porch Area	150 sqft
Deck Area	932 sqft
Patio Area	932 sqft
Storage Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10178721
Street Address	7228 SNAFFLE LN
City	MECHANICSVILLE
State	VA
Zip	23111-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BRUCE ESTATES LOT 3 BLK C SEC 1
Legal Subdivision	BRUCE ESTATES
Legal Block	C
Legal Lot Number	3
Jurisdiction	HANOVER VA
Township / Civil Division	COLD HARBOR
Census Block Group	1
Census Block	1005
Census Tract	321202

Owner

7228 Snaffle Ln is owned and occupied by an individual who acquired it in August 2023.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7228 SNAFFLE LN, MECHANICSVILLE, VA 23111-5208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Intrafamily Transfer, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NFM LENDING
Nov 19, 2019	Warranty Deed, Transfer · FHA Mortgage NFM
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Prior Sale	Feb 5, 2015 · Amount on File
Deed Document Number	2019151360
Deed Book / Page	3240 / 2375
Last Transfer Date	Aug 14, 2023
Transfer Doc	0033802761
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANOVER VA
Recording Date	Aug 14, 2023
Property Address	7228 SNAFFLE LN, MECHANICSVILLE, VA 23111-5208
Document Number	0033802761
Book / Page	3380 / 2761
Instrument Date	Aug 14, 2023
Instrument	20230814000073650
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7228 SNAFFLE LN, MECHANICSVILLE, VA 23111-5208

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	7228 SNAFFLE LN, MECHANICSVILLE, VA 23111-5208
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033311537
Date	Oct 12, 2021
Book Page	3331/1537
Instrument	20211012000216680

Lender

Name	NFM LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.13%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Nov 19, 2019
Property Address	7228 SNAFFLE LN, MECHANICSVILLE, VA 23111-5208
Document Number	32402375
Book / Page	003240 / 002375
Instrument Date	Nov 14, 2019
Instrument	151360
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7228 SNAFFLE LN MECHANICSVILLE VA 231115208, MECHANICSVILLE, VA 23111-5208

Mortgage

Document Number	32402378
Date	Nov 19, 2019
Book Page	003240/002378
Instrument	151370

Lender

Name	NFM

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	7228 SNAFFLE LN, MECHANICSVILLE, VA 23111-5208
Document Number	32141838
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32141838
Date	Dec 18, 2018
Book Page	003214/001838
Instrument	151100

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 17, 2058

Interest

Rate Type	Adjustable Rate
Rate	9.25%

Tax Assessment & Valuation

The 2026 property tax bill for 7228 Snaffle Ln was $2,680, up 2% from the year before.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,680.00 (+1.98%)	$330,900 (+1.97%) Land $90,000 Building $240,900	$330,900 (+1.97%) Land $90,000 Building $240,900
2025	$2,628.00	$324,500 Land $90,000 Building $234,500	$324,500 Land $90,000 Building $234,500
2023	$2,291.00	$282,900 Land $80,000 Building $202,900	$282,900 Land $80,000 Building $202,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7228 Snaffle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7228 Snaffle Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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