7228 Picasso Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7228 Picasso Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,613 sqft · built 1996
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$212,500 (Nov 2008)
Tax Bill$3,354 (2024)
Deeds & MortgagesJul 2026 Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNA942000448

Property Details

APN / Parcel Number

Primary APNA942000448
Alternative APN
  • 2-0067-6992-00-0162.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,613 sqft Living Area
Gross Area3,554 sqft
1st Floor Area1,613 sqft
Basement Area1,543 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area398 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Patio Area315 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA942000448
Street Address7228 PICASSO DR
CityO FALLON
StateMO
Zip63368-6822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANVAS COVE #4 LOT 162
Legal SubdivisionCANVAS COVE #4
Legal Lot Number162
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group5
Census Block5015
Census Tract311732

Owner

7228 Picasso Dr is owned and occupied by an individual who bought it in November 2008.

Source: St. Charles County records, as of May 28, 2026

Owner of RecordIndividual Name on File
Mailing Address7228 PICASSO DR, O FALLON, MO 63368-6822
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE COMPANY
Aug 1, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2008 · Amount on File
Deed SaleNov 10, 2008 · Amount on File
Deed Document Number2008754840
Deed Book / Page5071 / 1366
Prior Transfer DateOct 27, 2008
Prior Transfer Doc0050711366
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 27, 2026
Property Address7228 PICASSO DR, O FALLON, MO 63368-6822
Document Number0000035218
Instrument DateJul 27, 2026
Instrument202635218
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyABSOLUTE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7228 PICASSO DR, O FALLON, MO 63368-6822

Mortgage

Document Number0000035219,
DateJul 27, 2026
Instrument202635219
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address7228 PICASSO DR, DARDENNE PRAIRIE, MO 63368-6822
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067831798
DateAug 1, 2017
Book Page6783/1798
Instrument20170801000475710
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityDardenne Prairie City
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$57,048$300,252 Land $75,000 Building $225,252
2024$3,354.00
2023$53,735
2022$282,815 Land $60,000 Building $222,815

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7228 Picasso Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7228 Picasso Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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