7228 Edgewater Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 7228 Edgewater Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,729 sqft · built 2020
Lot Size	0.193 acres (8,428 sqft)
Owner	Company Name on Record
Tax Bill	$5,116 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-8-27-03-4-00041-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-8-27-03-4-00041-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,729 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,428 sqft (0.193 acres)

Location & Zoning

Street Address	7228 EDGEWATER DR
City	OLIVE BRANCH
State	MS
Zip	38654-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	EDGEWATER S/D PHASE 1 LOT 41
Legal Range	06
Legal Township	01
Legal Section	27
Legal Subdivision	EDGEWATER S/D PHASE 1
Legal Phase	1
Legal Lot Number	41
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3005
Census Tract	70812

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7228 EDGEWATER DR, OLIVE BRANCH, MS 38654-2513
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Sep 8, 2022	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK
Apr 30, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022
Deed Sale	Sep 8, 2022
Prior Sale	Apr 30, 2020
Deed Document Number	0001011267
Deed Book / Page	1011 / 267
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7228 EDGEWATER DR, OLIVE BRANCH, MS 38654-2513
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4925 NOTCH LOOP, MEMPHIS, TN 38125

Mortgage

Document Number	5662/112437
Date	Oct 29, 2025
Book Page	5662/112437

Lender

Name	CADENCE BANK NA
Type	Bank
Address	OPELIKA, AL 36803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 5, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 8, 2022
Property Address	7228 EDGEWATER DR, OLIVE BRANCH, MS 38654-2513
Document Number	001011/267
Book / Page	1011 / 267
Map Reference	MB 127 PG 27
Instrument Date	Aug 29, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7228 EDGEWATER DR, 7228, OLIVE BRANCH, MS 38654-2513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7228 EDGEWATER DR, OLIVE BRANCH, MS 38654-2513

Mortgage

Document Number	0005599391
Date	Sep 8, 2022
Instrument	5599/391

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 30, 2020
Property Address	7228 EDGEWATER DR, OLIVE BRANCH, MS 38654-2513
Document Number	000918/166
Book / Page	918 / 166
Map Reference	MB 127 PG 27
Instrument Date	Apr 29, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7228 EDGEWATER DR, MINERAL WELLS, MS 38654-2513

Mortgage

Document Number	0004934213
Date	Apr 30, 2020
Instrument	4934/213

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,116.00 (+17.72%)	$44,187 (+38.74%) Land $3,750 Building $40,437	$294,578 (+38.74%) Land $25,000 Building $269,578
2023	$4,346.00	$31,849	$212,325 Land $25,000 Building $187,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed.

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