7228 Eads Ave, La Jolla, CA 92037 Property Records

San Diego County property record for 7228 Eads Ave, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,462 sqft · built 2018
Lot Size	0.147 acres (6,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,200,000 (Jan 2025)
Tax Bill	$44,003 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Aug 2019 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`351-171-03-00`

Property Details

APN / Parcel Number

Primary APN	`351-171-03-00`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,462 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,416 sqft (0.147 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7228 EADS AVE
City	LA JOLLA
State	CA
Zip	92037-5456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1-1
Legal Description	BLK 2 LOT 3 SLY 5 FT LOT 2 NLY 40 FT TR 001387
Legal Subdivision	CORCORANS RESUB
Legal Tract	001387
Legal Block	2
Legal Lot Number	3,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	8101

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7228 EADS AVE, LA JOLLA, CA 92037-5456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Aug 23, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 24, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELMORE FAMILY TRUST (PT)
Sep 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TRIUMPH CAP PTRS INC
Jan 24, 2017	Grant Deed, Transfer PUERTO ESCONDIDO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	20251106
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2020
Property Address	7228 EADS AVE, LA JOLLA, CA 92037-5456
Document Number	0000005700
Map Reference	MAP 1387
Instrument Date	Dec 30, 2019
Instrument	2020-0005700
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SD COMMERCIAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7228 EADS AVE, LA JOLLA, CA 92037-5456

Mortgage

Document Number	0000005701
Date	Jan 6, 2020
Instrument	2020-0005701

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2019
Property Address	7228 EADS AVE, LA JOLLA, CA 92037-5456
Document Number	0000358952
Instrument Date	Aug 13, 2019
Instrument	358952
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,492.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8301 E 21ST ST N #420 WICHITA KS 672062936, 420, WICHITA, KS 67206-2936

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2019
Property Address	7228 EADS AVE, LA JOLLA, CA 92037-5456
Document Number	0000299752
Instrument Date	Jul 22, 2019
Instrument	299752
Transaction Type	Foreclosure
Record Updated	Jul 31, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3,278.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2121 PARK PL #250 EL SEGUNDO CA 902454843, 250, EL SEGUNDO, CA 90245-4843

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7228 EADS AVE, LA JOLLA, CA 92037-5456
Document Number	0000433729
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6532 REFLECTION DR #2451 SAN DIEGO CA 921245130, 2451, SAN DIEGO, CA 92124-5130

Mortgage

Document Number	0000433729
Date	Sep 21, 2017
Instrument	433729

Lender

Name	ELMORE FAMILY TRUST (PT)
Address	2697 ECHO AVE, CARLSBAD, CA 92009-3076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2017
Property Address	7228 EADS AVE, LA JOLLA, CA 92037-5456
Instrument Date	Aug 29, 2017
Instrument	413565
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6532 REFLECTION DR #2451 SAN DIEGO CA 921245130, 2451, SAN DIEGO, CA 92124-5130

Mortgage

Document Number	0000413565
Date	Sep 8, 2017
Instrument	413565

Lender

Name	TRIUMPH CAP PTRS INC
Address	662 ENCINITAS BLVD # 208, ENCINITAS, CA 92024-6789

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 7, 2018

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2017
Property Address	7228 EADS AVE, LA JOLLA, CA 92037-5456
Document Number	0000037039
Instrument Date	Nov 30, 2016
Instrument	37039
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4317 MORNING VIEW CT LA MESA CA 919416943, LA MESA, CA 91941-6943

Mortgage

Document Number	37040
Date	Jan 24, 2017
Instrument	37040

Lender

Name	PUERTO ESCONDIDO LLC
Address	1775 HANCOCK ST # 200, SAN DIEGO, CA 92110-2036

Agreement

Amount	Amount Recorded

Mortgage

Document Number	37041,
Date	Jan 24, 2017
Instrument	37041

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,304,000 (+52.75%) Land $3,774,000 Building $1,530,000
2025	$44,003.00 (+7.53%)	$3,472,321 (+4.04%) Land $2,061,520 Building $1,410,801
2023	$40,920.00 (+2.73%)	$3,337,489 Land $1,981,470 Building $1,356,019
2022	$39,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1992–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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