7228 Clements Ave, Gloucester, VA 23061 Property Records

Gloucester County property record for 7228 Clements Ave, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1994
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,000 (May 2022)
Tax Bill	$1,899 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32437`

Property Details

APN / Parcel Number

Primary APN	`32437`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Area	300 sqft
Porch	Slab
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7228 CLEMENTS AVE
City	GLOUCESTER
State	VA
Zip	23061-5175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	WILDLIFE MEADOWS SUBD LOT 1
Legal Subdivision	WILDLIFE MEADOWS
Legal Lot Number	1
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3007
Census Tract	100203

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7228 CLEMENTS AVE, GLOUCESTER, VA 23061-5175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU INC
May 18, 2022	Warranty Deed, Transfer FIRST VA TITLE AND ESCROW LLC, FIRST VA TITLE & ESCROW LLC
Mar 10, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Deed Document Number	20222894
Prior Transfer Date	Feb 29, 2020
Prior Transfer Doc	0000001121
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7228 CLEMENTS AVE, GLOUCESTER, VA 23061-5175
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7228 CLEMENTS AVE, GLOUCESTER, VA 23061-5175

Mortgage

Document Number	0250005419
Date	Dec 30, 2025
Instrument	250005419

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 18, 2022
Property Address	7228 CLEMENTS AVE, GLOUCESTER, VA 23061-5175
Document Number	0220002894
Instrument Date	May 13, 2022
Instrument	220002894
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	FIRST VA TITLE AND ESCROW LLC, FIRST VA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7228 CLEMENTS AVE, GLOUCESTER, VA 23061-5175

March 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 10, 2020
Property Address	7228 CLEMENTS AVE, GLOUCESTER, VA 23061-5175
Document Number	200001121
Instrument Date	Feb 29, 2020
Instrument	200001121
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7871 PAYNES LANDING RD, GLOUCESTER, VA 23061-4602

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,899.00 (+11.18%)	$320,210 (+16.94%) Land $63,630 Building $256,580	$320,210 (+16.94%) Land $63,630 Building $256,580
2025	$1,708.00 (+5.24%)	$273,820 (-) Land $63,630 Building $210,190	$273,820 (-) Land $63,630 Building $210,190
2024	$1,623.00	$273,820 (-) Land $63,630 Building $210,190	$273,820 (-) Land $63,630 Building $210,190
2023	$1,623.00 (+14.46%)	$273,820 (+41.93%) Land $63,630 Building $210,190	$273,820 (+41.93%) Land $63,630 Building $210,190
2022	$1,418.00	$192,930 Land $43,440 Building $149,490	$192,930 Land $43,440 Building $149,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	74 (1985–2022)
Claims Outside the SFHA	4 of 74
Most Recent Claim	Jul 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people · EPA ID VA4073311
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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