Lucas County property record for 7228 Cedar Point Rd, Oregon, OH 43616 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1961 |
| Square Footage | 2,150 sqft Living Area |
| Lot Size | 87,200 sqft (2 acres) |
| Garage | Attached, 624 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2014) |
| Primary APN | 33-14085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,150 sqft Living Area |
| Gross Area | 2,774 sqft Gross Area |
| 1st Floor | 1,578 sqft 1st Floor |
| 2nd Floor | 572 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 87,200 sqft (2 acres) |
| Depth X Width | 528 ft x 165 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 624 sqft Garage |
| Pool Area | 512 sqft Pool |
|---|---|
| Deck Area | 471 sqft Deck |
| Porch | Open Porch |
| Porch Area | 80 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 7228 CEDAR POINT RD |
|---|---|
| City | OREGON |
| State | OH |
| Zip | 43616-5815 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 9 9 29 SE 1/4 N 32 RDS W 10 RDS E 1/2 |
| Legal Tract | 97 |
| Jurisdiction | LUCAS OH |
| Minor Civil Division | JERUSALEM |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 9700 |
Source: Lucas County records · APN 33-14085
Assessment roll updated December 30, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7228 CEDAR POINT RD, OREGON, OH 43616-5815 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Oct 11, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 15, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 04, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2014 · Amount on Record |
| Deed Sale | Jul 29, 2014 · Amount on Record |
| Prior Sale | Dec 29, 1993 |
| Deed Doc Number | 201429981 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Apr 20, 2026 |
| Property Address | 7228 CEDAR POINT RD, OREGON, OH 43616-5815 |
| Document Number | 0000015291 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 202615291 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7228 CEDAR POINT RD, OREGON, OH 43616-5815 |
| Document Number | 0000015291, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202615291 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 7228 CEDAR POINT RD, OREGON, OH 43616-5815 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7228 CEDAR POINT RD, OREGON, OH 43616-5815 |
| Document Number | 0000044353 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 202210110044353 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 7228 CEDAR POINT RD, OREGON, OH 43616-5815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006420 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 201702150006420 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 7228 CEDAR POINT RD, OREGON, OH 43616-5815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031438 |
|---|---|
| Date | Aug 04, 2020 |
| Instrument | 202008040031438 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: Lucas County records · Assessment roll updated December 30, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Jerusalem Township |
| Unified School District | Oregon City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,365 (-) Land $13,370 Building $64,995 | $223,900 (-) Land $38,200 Building $185,700 | |
| 2024 | $4,025.00 (-5.74%) | $78,365 (+19.93%) Land $13,370 Building $64,995 | $223,900 (+19.93%) Land $38,200 Building $185,700 |
| 2023 | $4,270.00 (+0.21%) | $65,345 (-) Land $6,370 Building $58,975 | |
| 2022 | $4,261.00 Homeowner's exemption | $65,345 Land $6,370 Building $58,975 | |
| 2021 | $186,700 Land $18,200 Building $168,500 |
Source: FEMA National Flood Hazard Layer, Lucas County (39095C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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