7227 Sharp Reef Rd, Apt 1, Pensacola, FL 32507 Property Records

Escambia County property record for 7227 Sharp Reef Rd, Apt 1, Pensacola, FL 32507

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,190 sqft · built 2009
Lot Size0.027 acres (1,185 sqft)
OwnerCompany Name on File
Last Sale$310,000 (Sep 2026)
Tax Bill$1,989 (2025)
Deeds & MortgagesSep 2026 Sale & Construction Loan
Flood ZoneZone X (moderate risk)
APN32-3S-32-1301-030-004

Property Details

APN / Parcel Number

Primary APN32-3S-32-1301-030-004
Alternative APN
  • 104598418

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,190 sqft Living Area
Gross Area1,830 sqft
1st Floor Area646 sqft
Upper Floors Area544 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,185 sqft (0.027 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchUnfinished Open Porch
Porch Area318 sqft
Deck Area266 sqft
Patio Area266 sqft
Utility Building48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number104598418
Street Address7227 SHARP REEF RD, 1
CityPENSACOLA
StateFL
Zip32507-9434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR-PK
Legal DescriptionBEG AT SE COR OF LT 4 PERDIDO KEY COVES UNIT 2 RE S/D OF PORT OF PARCEL A PERDIDO KEY COVES UNIT 1 PB 10 P 46 N 0 DEG 05 MIN 21 SEC W ALG WLY R/W LI OF SHARP REEF DR (60 FT R/W) 17 47/100 FT TO POB N 0 DEG 05 MIN 21 SEC W ALG SAME COURSE 1 90/100 FT
Legal Range32W
Legal Township03S
Legal Section32
Legal SubdivisionPERDIDO KEY COVES UNIT #2 PART OF PARCEL
Legal Block4
Legal Lot Number4
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2003
Census Tract2602

Owner

7227 Sharp Reef Rd, Apt 1 is owned by a company that bought it in September 2026 and is owner-occupied.

Source: Escambia County records, as of September 24, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 647, SUMRALL, MS 39482-0647
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2026 · Amount on File
Deed SaleSep 11, 2026 · Amount on File
Deed Document Number202670943
Deed Book / Page9549 / 1684
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateSep 11, 2026
Property Address7227 SHARP REEF RD, 1, PENSACOLA, FL 32507-9434
Document Number0000070943
Book / Page9549 / 1684
Instrument DateSep 8, 2026
Instrument202670943
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$219,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000070944,
DateSep 11, 2026
Instrument202670944
Lender
NameBANKFIRST FINANCIAL SERVICES
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7227 Sharp Reef Rd, Apt 1 was $1,989 with exemptions applied, up 13.1% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,989.00 (+13.08%) Homeowner's exemption Widower's exemption$176,946$413,397 Land $100,000 Building $313,397
2024$1,759.00 (+1.21%)
2023$1,738.00 (-0.8%) Homeowner's exemption Widower's exemption$166,952 (+3%)$348,250 (+11.84%) Land $50,000 Building $298,250
2022$1,752.00 Homeowner's exemption Widower's exemption$162,090$311,389 Land $50,000 Building $261,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7227 Sharp Reef Rd, Apt 1 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 427 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,576 units insured
incl. 1,149 condo units
Nearby Flood Claims1,082 (1979–2021)
Claims Outside the SFHA28 of 1,082
Most Recent ClaimMay 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 162 claims
  • Hurricane Frances, Sep 2004 · 515 claims
  • Hurricane Georges, Oct 1998 · 177 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7227 Sharp Reef Rd, Apt 1 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 35

May also be available: Verizon.

Nearby Properties on Sharp Reef Rd

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