7227 Rupell Dr, Charlotte, NC 28273 Property Records

Mecklenburg County property record for 7227 Rupell Dr, Charlotte, NC 28273

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,807 sqft · built 2017
Lot Size	0.185 acres (8,100 sqft)
Owner	Individual Name on File
Last Sale	$545,000 (Mar 2024)
Tax Bill	$4,674 (2023)
Deeds & Mortgages	Mar 2024 Sale Jul 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`199-542-65`

Property Details

APN / Parcel Number

Primary APN	`199-542-65`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,807 sqft Heated Area

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	8,100 sqft (0.185 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	199-542-65
Street Address	7227 RUPELL DR
City	CHARLOTTE
State	NC
Zip	28273-4360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L37 M60-890
Legal Subdivision	HAYWYCK MDWS PH 1 MAP 1
Legal Lot Number	37
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	5923

Owner

7227 Rupell Dr is owned and occupied by an individual who bought it in March 2024.

Source: Mecklenburg County records, as of April 22, 2024

Owner of Record	Individual Name on File
Mailing Address	7227 RUPELL DR, CHARLOTTE, NC 28273-4360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 18, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST CHOICE LN SVCS
Dec 15, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on File
Deed Sale	Mar 27, 2024 · Amount on File
Prior Sale	Jan 28, 2021
Deed Document Number	2024027115
Deed Book / Page	38715 / 823
Record Updated	Jun 7, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 27, 2024
Property Address	7227 RUPELL DR, CHARLOTTE, NC 28273-4360
Document Number	0000027115
Book / Page	38715 / 823
Map Reference	MB 60 PG 890
Instrument Date	Mar 22, 2024
Instrument	2024027115
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7227 RUPELL DR, CHARLOTTE, NC 28273-4360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7227 RUPELL DR, CHARLOTTE, NC 28273-4360

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7227 RUPELL DR, CHARLOTTE, NC 28273-4360
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144826
Date	Jul 27, 2021
Book Page	36344/611
Instrument	2021144826

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7227 RUPELL DR, CHARLOTTE, NC 28273-4360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105476
Date	Jul 13, 2020
Book Page	34797/567
Instrument	2020105476

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 28, 2021
Property Address	7227 RUPELL DR, CHARLOTTE, NC 28273-4360
Document Number	0000016506
Book / Page	35601 / 967
Map Reference	MB 60 PG 890
Instrument Date	Jan 23, 2021
Instrument	2021016506
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	MERIDIAN NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7227 RUPELL DRVIE, CHARLOTTE, NC 28273-4360

Mortgage

Document Number	0000016507
Date	Jan 28, 2021
Instrument	2021016507

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7227 RUPELL DR, CHARLOTTE, NC 28273-4360
Document Number	0000047722
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7227 RUPELL DR CHARLOTTE NC 282734360, CHARLOTTE, NC 28273-4360

Mortgage

Document Number	0000047722
Date	Apr 24, 2019
Book Page	033449/000697
Instrument	47722

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 15, 2017
Property Address	7227 RUPELL DR, CHARLOTTE, NC 28273-4360
Document Number	0000168029
Book / Page	032344 / 000713
Instrument Date	Dec 15, 2017
Instrument	168029
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7227 RUPELL DR CHARLOTTE NC 28273, CHARLOTTE, NC 28273

Mortgage

Document Number	168030
Date	Dec 15, 2017
Book Page	032344/000715
Instrument	168030

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,674.00	$484,400 Land $85,000 Building $399,400	$484,400 Land $85,000 Building $399,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7227 Rupell Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7227 Rupell Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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