7227 Fern Flat Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 7227 Fern Flat Rd, Aptos, CA 95003

Property Summary

Property Type	Commercial
Lot Size	12.7 acres (556,043 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (May 2023)
Tax Bill	$4,097 (2025)
Deeds & Mortgages	May 2023 Sale Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`105-511-10`

Property Details

APN / Parcel Number

Primary APN	`105-511-10`
Alternative APN	`105-511-10-000`

Exterior

Lot Area	556,043 sqft

Location & Zoning

Street Address	7227 FERN FLAT RD
City	APTOS
State	CA
Zip	95003-2672
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1000
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7227 FERN FLAT RD, APTOS, CA 95003-2672
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 1, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2017	Grant Deed, Transfer
Mar 8, 2017	Deed of Trust, Mortgage BECK GARY L 2000 TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Apr 2, 2009 · Amount on Record
Deed Document Number	20238578
Prior Transfer Date	Jul 29, 2022
Prior Transfer Doc	0000022060
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 16, 2023
Property Address	7227 FERN FLAT RD, APTOS, CA 95003-2672
Document Number	0000008578
Map Reference	VOL 54 PG 8
Instrument Date	May 1, 2023
Instrument	2023-0008578
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$354.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7227 FERN FLAT RD, APTOS, CA 95003-2672

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 1, 2022
Property Address	7227 FERN FLAT RD, APTOS, CA 95003-2672
Document Number	0000022060
Map Reference	VOL 54 PG 8
Instrument Date	Jul 29, 2022
Instrument	2022-0022060
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 FERN FLAT RD, APTOS, CA 95003-2612

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 19, 2017
Property Address	7227 FERN FLAT RD, APTOS, CA 95003-2672
Document Number	0000035212
Instrument Date	Oct 6, 2017
Instrument	35212
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2965 FERN FLAT RD APTOS CA 950032612, APTOS, CA 95003-2612

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	7227 FERN FLAT RD, APTOS, CA 95003-2672
Document Number	0000008759
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 31, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2965 FERN FLAT RD APTOS CA 950032612, APTOS, CA 95003-2612

Mortgage

Document Number	0000008759
Date	Mar 14, 2017
Instrument	8759

Lender

Name	BECK GARY L 2000 TRUST (PT)
Address	7172 ANJOU CREEK CIR, SAN JOSE, CA 95120-4110

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,709 (+2%) Land $331,097 Building $10,612
2025	$4,097.00 (+7.76%)	$335,009 (+%) Land $324,605 Building $10,404
2023	$3,802.00 (+4.22%)	$335,003 Land $335,003
2022	$3,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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