Boone County property record for 7227 Buffstone Dr, Florence, KY 41042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,406 sqft · built 2004 |
| Lot Size | 0.228 acres (9,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jan 2026) |
| Tax Bill | $2,755 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050.00-11-551.00 |
| Primary APN | 050.00-11-551.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,406 sqft Finished Area |
| Basement Area | 1,406 sqft |
| Unfinished Basement | 1,406 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 9,954 sqft (0.228 acres) |
| Lot Dimensions | 158 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 7227 BUFFSTONE DR |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-8074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 551 SEC 20 SILVER CREEK |
| Legal Subdivision | SILVER CREEK |
| Legal Lot Number | 551 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 70314 |
Source: Boone County records · APN 050.00-11-551.00
Assessment roll updated November 24, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7227 BUFFSTONE DR, FLORENCE, KY 41042-8074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 03, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage OPUS HOME LOANS INC |
| Jan 06, 2023 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2026 · Amount on Record |
| Deed Sale | Jan 09, 2026 · Amount on Record |
| Prior Sale | Jan 06, 2023 · Amount on Record |
| Deed Document Number | 20261209532 |
| Deed Book / Page | 1251 / 338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 7227 BUFFSTONE DR, FLORENCE, KY 41042-8074 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7227 BUFFSTONE DR, FLORENCE, KY 41042-8074 |
| Document Number | 0M4836/380 |
|---|---|
| Date | Jul 03, 2025 |
| Book Page | M4836/380 |
| Instrument | 1146102 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Jan 09, 2026 |
| Property Address | 7227 BUFFSTONE DR, FLORENCE, KY 41042-8074 |
| Document Number | 0D1251/338 |
| Book / Page | D1251 / 338 |
| Map Reference | CAB 5 SL 25 |
| Instrument Date | Jan 07, 2026 |
| Instrument | 1209532 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 219 BROOKHAVEN AVE, CINCINNATI, OH 45215-1003 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7227 BUFFSTONE DR, FLORENCE, KY 41042-8074 |
| Document Number | 0001209536 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 1209536 |
| Name | OPUS HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Jan 06, 2023 |
| Property Address | 7227 BUFFSTONE DR, FLORENCE, KY 41042-8074 |
| Document Number | 0D1199/927 |
| Book / Page | D1199 / 927 |
| Map Reference | CAB 5 SL 25 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 915732 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10480 BROOKHURST LN N, UNION, KY 41091-3400 |
| Name | Verified Name |
|---|---|
| Address | 7227 BUFFSTONE DR, FLORENCE, KY 41042-8074 |
| Document Number | 0000915736 |
|---|---|
| Date | Jan 06, 2023 |
| Instrument | 915736 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Number | 0M4653/961 |
|---|---|
| Date | Jan 06, 2023 |
| Book Page | M4653/961 |
| Instrument | 915755 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2033 |
Source: Boone County records · Assessment roll updated November 24, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,755.00 (-2.86%) | $299,000 (-) Land $30,000 Building $269,000 | |
| 2024 | $299,000 (-) Land $30,000 Building $269,000 | ||
| 2023 | $2,836.00 (+77.36%) | $299,000 (+60.58%) Land $30,000 Building $269,000 | $299,000 (+60.58%) Land $30,000 Building $269,000 |
| 2022 | $1,599.00 | $186,200 Land $30,000 Building $156,200 | $186,200 Land $30,000 Building $156,200 |
Source: FEMA National Flood Hazard Layer as of March 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 381 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | BOONE CO WATER & SEWER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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