7226 Sims Rd, Harrison, TN 37341 Property Records

Hamilton County property record for 7226 Sims Rd, Harrison, TN 37341

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,072 sqft · built 2003
Lot Size	3.46 acres (150,718 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Sep 2020)
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`077 020.11`

Property Details

APN / Parcel Number

Primary APN	`077 020.11`
Alternative APN	`0000143434`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,072 sqft Living Area

Exterior

Year Built	Built 2003
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	150,718 sqft (3.46 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000143434
Old Parcel Number	077 020.11
Street Address	7226 SIMS RD
City	HARRISON
State	TN
Zip	37341-7942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 RANDY FRAZIER-BEN HAYES SUB PB 69 PG 111 OUT OF 77-20.02 FOR 1999
Legal Subdivision	HAYES SUB
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2000
Census Tract	10103

Owner

7226 Sims Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7226 SIMS RD, HARRISON, TN 37341-7942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FNDG
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit FIRST TN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Oct 1, 2010 · Amount on File
Deed Document Number	2020092100237
Deed Book / Page	12158 / 956
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 21, 2020
Property Address	7226 SIMS RD, HARRISON, TN 37341-7942
Document Number	0921000237
Book / Page	012158 / 000956
Instrument Date	Sep 4, 2020
Instrument	200921000237
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7226 SIMS RD HARRISON TN 373417942, HARRISON, TN 37341-7942

Mortgage

Document Number	921000238
Date	Sep 21, 2020
Book Page	012158/000959
Instrument	200921000238

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7226 SIMS RD, HARRISON, TN 37341-7942
Document Number	1021000052
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7226 SIMS RD HARRISON TN 373417942, HARRISON, TN 37341-7942

Mortgage

Document Number	1021000052
Date	Oct 21, 2019
Book Page	011793/000863
Instrument	191021000052

Lender

Name	FIRST TN BK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7226 Sims Rd was $2,813, up 28.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,813.00 (+28.15%)	$185,600 (+89.1%)	$742,400 (+89.1%) Land $86,700 Building $655,700
2024	$2,195.00 (-0.41%)	$98,150 (-)	$392,600 (-) Land $57,900 Building $334,700
2023	$2,204.00	$98,150	$392,600 Land $57,900 Building $334,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7226 Sims Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7226 Sims Rd is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sims Rd

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