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7226 Rocky Spring Ct, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 7226 Rocky Spring Ct, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,199 sqft · built 1985
Lot Size0.425 acres (18,513 sqft)
OwnerIndividual Name on Record
Last Sale$202,000 (Apr 2017)
Tax Bill$3,709 (2023)
Deeds & MortgagesApr 2017 Sale & Mortgage
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN047-082-49

Property Details

APN / Parcel Number

Primary APN047-082-49

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,199 sqft Heated Area
Gross Area2,776 sqft
1st Floor Area1,100 sqft
Upper Floors Area1,100 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area18,513 sqft (0.425 acres)
Garage Area576 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number047-082-49
Street Address7226 ROCKY SPRING CT
CityCHARLOTTE
StateNC
Zip28262-3260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL18 B3 M20-958
Legal SubdivisionSUGAR SPGS SEC 02
Legal Block3
Legal Lot Number18
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3041
Census Tract5536

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7226 ROCKY SPRING CT, CHARLOTTE, NC 28262-3260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2017Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Dec 29, 2016Deed of Trust, Mortgage · Conventional Mortgage
HPMC INVESTMENT GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2017 · Amount on Record
Deed SaleApr 21, 2017 · Amount on Record
Deed Document Number0031735913
Deed Book / Page31735 / 913
Record UpdatedJun 7, 2026

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 21, 2017
Property Address7226 ROCKY SPRING CT, CHARLOTTE, NC 28262-3260
Document Number0000051610
Book / Page31735 / 913
Map ReferenceMB20 PG958
Instrument DateApr 21, 2017
Instrument2017051610
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$404.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address427 BACK RIVER NECK RD, 427, ESSEX, MD 21221-4603

Transferred To (Grantee/Buyer)

NameVerified Name
Address7226 ROCKY SPRING CT, CHARLOTTE, NC 28262-3260

Mortgage

Document Number0000051611
DateApr 21, 2017
Instrument2017051611
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Mortgage

Document Number0000051612
DateApr 21, 2017
Book Page31735/927
Instrument2017051612
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7226 ROCKY SPRING CT, CHARLOTTE, NC 28262-3260
Document Number0000047522
Book / Page031714 / 000669
Instrument DateDec 29, 2016
Transaction TypeMortgage
Record UpdatedApr 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address7226 ROCKY SPRING CT CHARLOTTE NC 282623260, CHARLOTTE, NC 28262-3260

Mortgage

Document Number0000047522
DateApr 13, 2017
Book Page031714/000669
Instrument47522
Lender
NameHPMC INVESTMENT GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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