7225 Garfield St, Savannah, GA 31406 Property Records

Chatham County property record for 7225 Garfield St, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 1996
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Jul 2019)
Tax Bill	$4,315 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-0375-07-050`

Property Details

APN / Parcel Number

Primary APN	`1-0375-07-050`
Alternative APN	`P258C698`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	939 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Porch	Slab
Porch Area	162 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7225 GARFIELD ST
City	SAVANNAH
State	GA
Zip	31406-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 1 & 2 BLOCK 163 HOMESTEAD PARK
Legal Subdivision	PLANTERS COMMON
Legal Block	163
Legal Lot Number	1-2
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2006
Census Tract	10200

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7225 GARFIELD ST, SAVANNAH, GA 31406-5155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING
Jul 30, 2019	Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	20198281
Deed Book / Page	1690 / 213
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	7225 GARFIELD ST, SAVANNAH, GA 31406-5155
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7225 GARFIELD ST, SAVANNAH, GA 31406-5155

Mortgage

Document Number	0037680553
Date	Sep 8, 2025
Book Page	0000003768/0000000553

Lender

Name	PLANET HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2065

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	7225 GARFIELD ST, SAVANNAH, GA 31406-5155
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7225 GARFIELD ST, SAVANNAH, GA 31406-5155

Mortgage

Document Number	0032180235
Date	Oct 16, 2023
Book Page	0000003218/0000000235

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	7225 GARFIELD ST, SAVANNAH, GA 31406-5155
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7225 GARFIELD ST, SAVANNAH, GA 31406-5155

Mortgage

Document Number	0032180221
Date	Oct 16, 2023
Book Page	0000003218/0000000221

Lender

Name	PLANET HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 30, 2019
Property Address	7225 GARFIELD ST, SAVANNAH, GA 31406-5155
Document Number	0016900213
Book / Page	1690 / 213
Instrument Date	Jul 30, 2019
Instrument	2019-008281
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7225 GARFIELD ST, SAVANNAH, GA 31406-5155

Mortgage

Document Number	0000001690/0000000215
Date	Aug 8, 2019
Book Page	0000001690/0000000215

Lender

Name	SOUTHPOINT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,520 (+2.21%) Land $18,000 Building $85,520	$258,800 (+2.21%) Land $45,000 Building $213,800
2025	$4,315.00 (+84.64%)	$101,280 (+23.94%) Land $18,000 Building $83,280	$253,200 (+23.94%) Land $45,000 Building $208,200
2023		$81,720 (+23.74%) Land $16,000 Building $65,720	$204,300 (+23.74%) Land $40,000 Building $164,300
2022	$2,337.00	$66,040 Land $6,800 Building $59,240	$165,100 Land $17,000 Building $148,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	7 (1999–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN OF ROBIN HOOD private · serves 5,000 people · EPA ID GA0510109
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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