7225 Cedarbrook Dr, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 7225 Cedarbrook Dr, Charlotte, NC 28215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,027 sqft · built 1958
Lot Size	1.64 acres (71,743 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (May 2017)
Tax Bill	$3,855 (2023)
Deeds & Mortgages	Oct 2021 Second Mortgage Oct 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`111-162-29`

Property Details

APN / Parcel Number

Primary APN	`111-162-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,027 sqft Heated Area
Gross Area	2,799 sqft
1st Floor Area	1,499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	71,743 sqft (1.64 acres)
Porch	Porch
Porch Area	220 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	111-162-29
Street Address	7225 CEDARBROOK DR
City	CHARLOTTE
State	NC
Zip	28215-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L71 &72 BA M7-701
Legal Subdivision	CEDARBROOKS ACRES MAP 02
Legal Block	A
Legal Lot Number	71,72 72
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	5627

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7225 CEDARBROOK DR, CHARLOTTE, NC 28215-4721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 2, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 15, 2018	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jan 28, 2020	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Oct 28, 2019	Deed of Trust, Mortgage · FHA Mortgage MILEND
Aug 10, 2018	Deed of Trust, Mortgage · Conventional with PMI MILEND
May 26, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Deed Document Number	0031833690
Deed Book / Page	31833 / 690
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7225 CEDARBROOK DR, CHARLOTTE, NC 28215-4721
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7225 CEDARBROOK DR, CHARLOTTE, NC 28215-4721

Mortgage

Document Number	0000193073
Date	Oct 8, 2021
Book Page	36623/830
Instrument	2021193073

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7225 CEDARBROOK DR, CHARLOTTE, NC 28215-4721
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192819
Date	Oct 8, 2021
Book Page	36622/677
Instrument	2021192819

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7225 CEDARBROOK DR, CHARLOTTE, NC 28215-4721
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150180
Date	Nov 2, 2022
Book Page	37753/337
Instrument	2022150180

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7225 CEDARBROOK DR, CHARLOTTE, NC 28215-4721
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103321
Date	Aug 15, 2018
Book Page	32906/026
Instrument	2018103321

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7225 CEDARBROOK DR, CHARLOTTE, NC 28215-4721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012699
Date	Jan 28, 2020
Book Page	34237/921
Instrument	2020012699

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7225 CEDARBROOK DR, CHARLOTTE, NC 28215-4721
Document Number	0000149421
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7225 CEDARBROOK DR CHARLOTTE NC 282154721, CHARLOTTE, NC 28215-4721

Mortgage

Document Number	0000149421
Date	Nov 1, 2019
Book Page	034006/000312
Instrument	149421

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7225 CEDARBROOK DR, CHARLOTTE, NC 28215-4721
Document Number	0000103320
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7225 CEDARBROOK DR CHARLOTTE NC 282154721, CHARLOTTE, NC 28215-4721

Mortgage

Document Number	0000103320
Date	Aug 15, 2018
Book Page	032906/000010
Instrument	103320

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 26, 2017
Property Address	7225 CEDARBROOK DR, CHARLOTTE, NC 28215-4721
Document Number	0000069963
Book / Page	031833 / 000690
Instrument Date	May 25, 2017
Instrument	69963
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	MERGE ESCROW LLC, ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7225 CEDARBROOK DR CHARLOTTE NC 282154721, CHARLOTTE, NC 28215-4721

Mortgage

Document Number	69964
Date	May 26, 2017
Book Page	031833/000692
Instrument	69964

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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