7224 Trey Rd, McHenry, IL 60050 Property Records

McHenry County property record for 7224 Trey Rd, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,191 sqft · built 1973
Lot Size	3.39 acres (147,668 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Sep 2017)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-31-400-042`

Property Details

APN / Parcel Number

Primary APN	`09-31-400-042`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,191 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	1,415 sqft
Basement Area	896 sqft
Finished Basement	716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	147,668 sqft (3.39 acres)

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	170 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	140 sqft
Gazebo	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7224 TREY RD
City	MCHENRY
State	IL
Zip	60050-7472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0035178 PT E1/2 SE1/4 S OF WHITE OAK RIDGE SUB & NELY OF TREY RD MEMO: MERCIER, JOSEPH M/ARENA, LAURA E
Legal Subdivision	S OF WHITE OAK RIDGE
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1040
Census Tract	870501

Owner

Source: McHenry County records · APN 09-31-400-042

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7224 TREY RD, MCHENRY, IL 60050-7472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2017	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Jun 22, 2015
Deed Document Number	2017R0035178
Record Updated	Jun 07, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7224 TREY RD, MCHENRY, IL 60050-7472
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006926
Date	Feb 05, 2021
Instrument	2021R0006926

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Nov 01, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 22, 2017
Property Address	7224 TREY RD, MCHENRY, IL 60050-7472
Document Number	0000035178
Instrument Date	Sep 15, 2017
Instrument	2017R0035178
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7224 TREY RD, MCHENRY, IL 60050-7472

Mortgage

Document Number	0000035179
Date	Sep 22, 2017
Instrument	2017R0035179

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$111,791 Land $54,736 Building $57,055	$335,373 Land $164,208 Building $171,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 62 locations within half a mile of this property.

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