7224 River Shore Ln, Champlin, MN 55316 Property Records

Hennepin County property record for 7224 River Shore Ln, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,949 sqft · built 1987
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$639,000 (Nov 2018)
Tax Bill	$11,893 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-24-0015`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-24-0015`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,949 sqft Living Area
Gross Area	4,780 sqft
1st Floor Area	1,646 sqft
2nd Floor Area	1,303 sqft
Basement Area	1,021 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Depth	195 ft Depth
View / Lot	Lake Front
Garage Type	Attached
Garage Area	810 sqft
Deck Area	485 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7224 RIVER SHORE LN
City	CHAMPLIN
State	MN
Zip	55316-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 009 BLOCK 001 A MISSISSIPPI SHORES SW90X195X88X200
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	24
Legal Subdivision	MISSISSIPPI SHORES
Legal Block	1
Legal Lot Number	9
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1003
Census Tract	26906

Owner

7224 River Shore Ln is owned and occupied by two individuals who bought it in November 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7224 RIVER SHORE LN, CHAMPLIN, MN 55316-2137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY & COUNTY CU
Jul 18, 2019	Deed of Trust, Mortgage US BK
Nov 6, 2018	Warranty Deed, Transfer BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on File
Deed Sale	Nov 6, 2018 · Amount on File
Prior Sale	Jan 4, 1999 · Amount on File
Deed Document Number	201810608926
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7224 RIVER SHORE LN, CHAMPLIN, MN 55316-2137
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10896829
Date	Jan 7, 2021
Instrument	A10896829

Lender

Name	CITY & COUNTY CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7224 RIVER SHORE LN, CHAMPLIN, MN 55316-2137
Document Number	0010685421
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7224 RIVER SHORE LN CHAMPLIN MN 553162137, CHAMPLIN, MN 55316-2137

Mortgage

Document Number	0010685421
Date	Aug 1, 2019
Instrument	10685421

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 6, 2018
Property Address	7224 RIVER SHORE LN, CHAMPLIN, MN 55316-2137
Document Number	0010608926
Instrument Date	Oct 26, 2018
Instrument	10608926
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,172.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7224 RIVER SHORE LN CHAMPLIN MN 553162137, CHAMPLIN, MN 55316-2137

Mortgage

Document Number	10608928
Date	Nov 6, 2018
Instrument	10608928

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7224 River Shore Ln was $11,893.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,893.00	$887,600 Land $375,000 Building $512,600	$887,600 Land $375,000 Building $512,600
2023	$9,699.00 Homeowner's exemption
2022		$797,000 Land $326,000 Building $471,000	$797,000 Land $326,000 Building $471,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7224 River Shore Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7224 River Shore Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

Nearby Properties on River Shore Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures