7224 Jacobs Fork Ln, Charlotte, NC 28273 Property Records

Mecklenburg County property record for 7224 Jacobs Fork Ln, Charlotte, NC 28273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1990
Lot Size	0.305 acres (13,287 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Mar 2023)
Tax Bill	$2,939 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201-322-47`

Property Details

APN / Parcel Number

Primary APN	`201-322-47`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Heated Area
Gross Area	2,022 sqft
1st Floor Area	1,594 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	13,287 sqft (0.305 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	28 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	201-322-47
Street Address	7224 JACOBS FORK LN
City	CHARLOTTE
State	NC
Zip	28273-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L29A B2 M22-559
Legal Subdivision	WHITEHALL 02 SEC 02
Legal Block	2
Legal Lot Number	29A B2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1007
Census Tract	5927

Owner

7224 Jacobs Fork Ln is owned and occupied by an individual who bought it in March 2023.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	7224 JACOBS FORK LN, CHARLOTTE, NC 28273-3148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 29, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 25, 2018	Loan Modification, Mortgage · FHA Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	Feb 24, 2022 · Amount on File
Deed Document Number	0038020386
Deed Book / Page	38020 / 386
Record Updated	Jun 7, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 29, 2023
Property Address	7224 JACOBS FORK LN, CHARLOTTE, NC 28273-3148
Document Number	0000027629
Book / Page	38020 / 386
Map Reference	MB 22 PG 559
Instrument Date	Mar 27, 2023
Instrument	2023027629
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7224 JACOBS FORK LN, CHARLOTTE, NC 28273-3148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7224 JACOBS FORK LN, CHARLOTTE, NC 28273-3148

Mortgage

Document Number	0000027630
Date	Mar 29, 2023
Instrument	2023027630

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 24, 2022
Property Address	7224 JACOBS FORK LN, CHARLOTTE, NC 28273-3148
Document Number	0000029808
Book / Page	37094 / 559
Map Reference	MB 22 PG 559
Instrument Date	Feb 21, 2022
Instrument	2022029808
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7224 JACOBS FORK LN, CHARLOTTE, NC 28273-3148

Mortgage

Document Number	0000029809
Date	Feb 24, 2022
Instrument	2022029809

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 29, 2021
Property Address	7224 JACOBS FORK LN, CHARLOTTE, NC 28273-3148
Document Number	0000207401
Book / Page	36707 / 21
Map Reference	MB 22 PG 559
Instrument Date	Oct 29, 2021
Instrument	2021207401
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	690 GHEEN RD, SALISBURY, NC 28147-9738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	7224 JACOBS FORK LN, CHARLOTTE, NC 28273-3148
Document Number	0000045257
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7224 JACOBS FORK LN CHARLOTTE NC 282733148, CHARLOTTE, NC 28273-3148

Mortgage

Document Number	0000045257
Date	Apr 17, 2018
Book Page	032605/000938
Instrument	45257

Lender

Name	REGIONS BK
Type	Bank
Address	MEMPHIS, TN 38016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 7224 Jacobs Fork Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7224 Jacobs Fork Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: AT&T.

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