7224 Independence Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 7224 Independence Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 1979
Lot Size	0.646 acres (28,140 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (May 2019)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032A 8 18`

Property Details

APN / Parcel Number

Primary APN	`032A 8 18`
Alternative APN	`30813`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	3,360 sqft
Basement Area	894 sqft
Finished Basement	554 sqft
Unfinished Basement	340 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,140 sqft (0.646 acres)
Garage Area	280 sqft
Porch	Open Porch
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	032A 8 18
Street Address	7224 INDEPENDENCE RD
City	GLOUCESTER
State	VA
Zip	23061-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	BELROI ROAD LOT 18
Legal Subdivision	PLAT: PDB166 158
Legal Lot Number	18
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2009
Census Tract	100202

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7224 INDEPENDENCE RD, GLOUCESTER, VA 23061-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
May 23, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 16, 2018	Warranty Deed, Transfer · Line of Credit RICHMOND MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	ID 1902114
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7224 INDEPENDENCE RD, GLOUCESTER, VA 23061-4313
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003094
Date	Jun 29, 2020
Instrument	200003094

Lender

Name	LAKEVIEW LOAN SERVICING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	May 23, 2019
Property Address	7224 INDEPENDENCE RD, GLOUCESTER, VA 23061-4313
Document Number	0190002114
Instrument Date	May 21, 2019
Instrument	190002114
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	HUNT TITLE AND ESCROW AGENCY INC, HUNT TITLE & ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7224 INDEPENDENCE RD, GLOUCESTER, VA 23061-4313

Mortgage

Document Number	0190002115
Date	May 23, 2019
Instrument	190002115

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 16, 2018
Property Address	7224 INDEPENDENCE RD, GLOUCESTER, VA 23061-4313
Document Number	0180005071
Instrument Date	Nov 7, 2018
Instrument	180005071
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 191, LIGHTFOOT, VA 23090-0191

Mortgage

Document Number	0180005072
Date	Nov 16, 2018
Instrument	180005072

Lender

Name	RICHMOND MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00 (+5.22%)	$333,090 (-) Land $58,370 Building $274,720	$333,090 (-) Land $58,370 Building $274,720
2024	$1,975.00	$333,090 (-) Land $58,370 Building $274,720	$333,090 (-) Land $58,370 Building $274,720
2023	$1,975.00 (-0.6%)	$333,090 (+23.21%) Land $58,370 Building $274,720	$333,090 (+23.21%) Land $58,370 Building $274,720
2022	$1,987.00	$270,350 Land $67,830 Building $202,520	$270,350 Land $67,830 Building $202,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people · EPA ID VA4073311
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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