7224 Chagrin Rd, Chagrin Falls, OH 44023 Property Records

Geauga County property record for 7224 Chagrin Rd, Chagrin Falls, OH 44023

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,561 sqft · built 1959
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (May 2005)
Tax Bill	$4,193 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Apr 2017 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-161900`

Property Details

APN / Parcel Number

Primary APN	`02-161900`
Alternative APN	`002675-5`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	952 sqft
Upper Floors Area	609 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	69,696 sqft (1.6 acres)
Terrain	Rolling
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	002675-5
Street Address	7224 CHAGRIN RD
City	CHAGRIN FALLS
State	OH
Zip	44023-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	S/L 57 STONE RIDGE COLONY SUB
Legal Subdivision	STONE RIDGE COLONY
Jurisdiction	GEAUGA OH
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	311700

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7224 CHAGRIN RD, CHAGRIN FALLS, OH 44023-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 19, 2017	Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA
Sep 28, 2007	Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA
May 13, 2005	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2005 · Amount on Record
Deed Sale	May 6, 2005 · Amount on Record
Prior Sale	May 6, 2005 · Amount on Record
Deed Document Number	2005717381
Deed Book / Page	1761 / 2287
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7224 CHAGRIN RD, CHAGRIN FALLS, OH 44023-1102
Document Number	0000957076
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7224 CHAGRIN RD CHAGRIN FALLS OH 440231102, CHAGRIN FALLS, OH 44023-1102

Mortgage

Document Number	0000957076
Date	Nov 26, 2019
Instrument	957076

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Adjustable Rate

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GEAUGA OH
Property Address	7224 CHAGRIN RD, CHAGRIN FALLS, OH 44023-1102
Document Number	0020303117
Book / Page	002030 / 003117
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7224 CHAGRIN RD CHAGRIN FALLS OH 440231102, CHAGRIN FALLS, OH 44023-1102

Mortgage

Document Number	0020303117
Date	Mar 1, 2017
Book Page	002030/003117
Instrument	920195

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2007: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GEAUGA OH
Property Address	7224 CHAGRIN RD, CHAGRIN FALLS, OH 44023-1102
Document Number	0020302052
Instrument Date	Sep 28, 2007
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7224 CHAGRIN RD CHAGRIN FALLS OH 440231102, CHAGRIN FALLS, OH 44023-1102

Mortgage

Document Number	0020302052
Date	Apr 19, 2017
Book Page	002030/002052
Instrument	919989

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7224 CHAGRIN RD, CHAGRIN FALLS, OH 44023-1102
Document Number	0020302060
Instrument Date	May 13, 2005
Transaction Type	Mortgage
Record Updated	Jul 10, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7224 CHAGRIN RD CHAGRIN FALLS OH 440231102, CHAGRIN FALLS, OH 44023-1102

Mortgage

Document Number	0020302060
Date	Apr 19, 2017
Book Page	002030/002060
Instrument	919990

Lender

Name	KEYBANK USA
Type	Bank
Address	SUITE C, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Apr 18, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Bainbridge Township
Unified School District	Kenston Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00 (-0.05%)	$88,140 (-) Land $22,370 Building $65,770
2024	$4,195.00 (+10.51%) Homeowner's exemption	$88,140 (-) Land $22,370 Building $65,770
2023	$3,796.00 (-3.97%) Homeowner's exemption	$88,140 (+20.66%) Land $22,370 Building $65,770	$251,800 (+20.65%) Land $63,900 Building $187,900
2022		$73,050 Land $18,590 Building $54,460
2021	$3,953.00
2020			$208,700 Land $53,100 Building $155,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier, Verizon.

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