7223 S 48th St, Quincy, IL 62305 Property Records

Adams County property record for 7223 S 48th St, Quincy, IL 62305

Property Summary

Property Type	Single Family Home
Lot Size	7.29 acres (317,552 sqft)
Owner	Individual Name on Record
Tax Bill	$2,059 (2024)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`210003900000`

Property Details

APN / Parcel Number

Primary APN	`210003900000`

Exterior

Lot Area	317,552 sqft (7.29 acres)

Location & Zoning

Street Address	7223 S 48TH ST
City	QUINCY
State	IL
Zip	62305-8312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW SEC 04 3S8W 7.29A TR BEG 1199.46 S OF NW COR E 384.71 N 80 E 284.28 N 129.61 E 646.73 S 331.49 W 1315.80 N 119.98 TO POB N
Legal Range	08W
Legal Township	03S
Legal Section	04
Jurisdiction	ADAMS IL
Township / Civil Division	FALL CREEK
Census Block Group	2
Census Block	2066
Census Tract	10600

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7223 S 48TH ST, QUINCY, IL 62305-8312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
May 28, 2025	Warranty Deed, Transfer · Conventional Mortgage PIVOT LENDING GROUP
Sep 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Dec 27, 2006	Intrafamily Transfer, Transfer · Conventional Mortgage MERCANTILE TRUST & SAVINGS BANK
Apr 11, 2005	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	7223 S 48TH ST, QUINCY, IL 62305-8312
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R07555
Date	Sep 14, 2017
Instrument	2017R-07555

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	7223 S 48TH ST, QUINCY, IL 62305-8312
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R07047
Date	Sep 6, 2018
Instrument	2018R-07047

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2028

Interest

Rate Type	Fixed Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IL
Recording Date	May 28, 2025
Property Address	7223 S 48TH ST, QUINCY, IL 62305-8312
Document Number	2025R03015
Instrument Date	May 23, 2025
Instrument	2025R-03015
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	DAWES COUNTY ABSTRACT AND TITLE, ADAMS COUNTY ABSTRACT & TITL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7213 S 48TH ST, QUINCY, IL 62305-8312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7223 S 48TH ST, QUINCY, IL 62305-8312

Mortgage

Document Number	2025R03016
Date	May 28, 2025
Instrument	2025R-03016

Lender

Name	PIVOT LENDING GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.38%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	7213 S 48TH ST # 7223, 7223, QUINCY, IL 62305-8312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R07047
Date	Sep 6, 2018
Instrument	2018R-07047

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2028

Interest

Rate Type	Fixed Rate

December 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS IL
Recording Date	Dec 27, 2006
Property Address	7223 S 48TH ST, QUINCY, IL 62305-8312
Document Number	0706/13481
Book / Page	706 / 13481
Instrument Date	Dec 21, 2006
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7223 S 48TH ST, QUINCY, IL 62305-8312

Mortgage

Document Number	0070613482
Date	Dec 27, 2006
Instrument	0070613482

Lender

Name	MERCANTILE TRUST & SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2037

April 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS IL
Recording Date	Apr 11, 2005
Property Address	7223 S 48TH ST, QUINCY, IL 62305-8312
Document Number	0705/03484
Book / Page	0705 / 03484
Instrument Date	Apr 11, 2005
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2834 LAWRENCE 2137, STOTTS CITY, MO 65756-9213

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Fall Creek Township
Unified School District	Payson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,670 (-14.54%) Land $4,980 Building $26,690	$95,010 (-14.54%) Land $14,940 Building $80,070
2024	$2,059.00 (+14.14%)
2022		$37,060 Land $4,250 Building $32,810	$111,180 Land $12,750 Building $98,430
2021	$1,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	20 (1982–2019)
Claims Outside the SFHA	2 of 20
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 8 claims Severe Storms, Straight-line Winds, And Flooding, May 2013 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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