7223 Flagstone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7223 Flagstone Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,959 sqft · built 1994
Lot Size	0.776 acres (33,837 sqft)
Owner	2 Individual Names on File
Last Sale	$168,500 (Dec 2015)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122N A 030`

Property Details

APN / Parcel Number

Primary APN	`122N A 030`
Alternative APN	`0000128332`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,959 sqft Living Area

Exterior

Year Built	Built 1994
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,837 sqft (0.776 acres)
Lot Dimensions	283 ft deep x 119 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000128332
Street Address	7223 FLAGSTONE DR
City	OOLTEWAH
State	TN
Zip	37363-8782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 84 FLAGSTONE SUB UNIT 3 PB 43 PG 159 REV 51-170
Legal Subdivision	FLAGSTONE SUB
Legal Lot Number	84
Legal Unit	3
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2003
Census Tract	11447

Owner

7223 Flagstone Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7223 FLAGSTONE DR, OOLTEWAH, TN 37363-8782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS MTG
Dec 18, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jan 19, 2018	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2015 · Amount on File
Deed Sale	Dec 31, 2015 · Amount on File
Prior Sale	Dec 31, 2015 · Amount on File
Deed Document Number	0000000029
Deed Book / Page	010642 / 000367
Last Transfer Date	Nov 30, 2020
Transfer Doc	1130000171
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 30, 2020
Property Address	7223 FLAGSTONE DR, OOLTEWAH, TN 37363-8782
Document Number	1130000171
Book / Page	012248 / 000990
Instrument Date	Oct 30, 2020
Instrument	201130000171
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7223 FLAGSTONE DR OOLTEWAH TN 373638782, OOLTEWAH, TN 37363-8782

Mortgage

Document Number	1130000172
Date	Nov 30, 2020
Book Page	012249/000001
Instrument	201130000172

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7223 FLAGSTONE DR, OOLTEWAH, TN 37363-8782
Document Number	0103000107
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7223 FLAGSTONE DR OOLTEWAH TN 373638782, OOLTEWAH, TN 37363-8782

Mortgage

Document Number	0103000107
Date	Jan 3, 2020
Book Page	011868/000527
Instrument	200103000107

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	7223 FLAGSTONE DR, OOLTEWAH, TN 37363-8782
Document Number	0000000005
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7223 FLAGSTONE DR OOLTEWAH TN 373638782, OOLTEWAH, TN 37363-8782

Mortgage

Document Number	0000000005
Date	Feb 8, 2018
Book Page	011266/000815
Instrument	5

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7223 Flagstone Dr was $1,337, down 2.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,337.00 (-2.62%)	$88,275 (+43.83%)	$353,100 (+43.83%) Land $40,000 Building $313,100
2024	$1,373.00 (-0.65%)	$61,375 (-)	$245,500 (-) Land $40,000 Building $205,500
2023	$1,382.00	$61,375	$245,500 Land $40,000 Building $205,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7223 Flagstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7223 Flagstone Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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