7222 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7222 Windy Pine Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,923 sqft · built 1975
Lot Size	0.955 acres (41,600 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Apr 2016)
Tax Bill	$5,219 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4605-54-3138`

Property Details

APN / Parcel Number

Primary APN	`4605-54-3138`
Alternative APNs	`460515543138` `235012` `29596`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
Basement Area	1,135 sqft
Finished Basement	1,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	41,600 sqft (0.955 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Storage Building	240 sqft
Boat Access	Boat Access
Boat House	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	235012
Street Address	7222 WINDY PINE CIR
City	DENVER
State	NC
Zip	28037-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	CRESCENT 10 SEC 35
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1021
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7222 WINDY PINE CIR, DENVER, NC 28037-9361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Oct 13, 2022	Intrafamily Transfer, Transfer
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BK
Sep 27, 2019	Quit Claim Deed, Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2016 · Amount on Record
Deed Sale	Apr 29, 2016 · Amount on Record
Prior Sale	Jan 30, 2004 · Amount on Record
Deed Document Number	2016546593
Deed Book / Page	2584 / 596
Last Transfer Date	Aug 29, 2019
Transfer Doc	0028490711
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7222 WINDY PINE CIR, DENVER, NC 28037-9361
Transaction Type	Mortgage
Record Updated	Sep 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7222 WINDY PINE CIR, DENVER, NC 28037-9361

Mortgage

Document Number	0003270114
Date	Aug 15, 2023
Book Page	3270/114
Instrument	670734

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Oct 13, 2022
Property Address	7222 WINDY PINE CIR, DENVER, NC 28037-9361
Document Number	0003203599
Book / Page	3203 / 599
Instrument Date	Oct 12, 2022
Instrument	659082
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 661, DENVER, NC 28037-0661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 661, DENVER, NC 28037-0661

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7222 WINDY PINE CIR, DENVER, NC 28037-9361
Document Number	2861864
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7222 WINDY PINE CIR DENVER NC 280379361, DENVER, NC 28037-9361

Mortgage

Document Number	2861864
Date	Nov 15, 2019
Book Page	002861/000864
Instrument	600601

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2034

Interest

Rate Type	Adjustable Rate

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 27, 2019
Property Address	7222 WINDY PINE CIR, DENVER, NC 28037-9361
Document Number	2849711
Book / Page	002849 / 000711
Instrument Date	Aug 29, 2019
Instrument	598433
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7222 WINDY PINE CIR DENVER NC 280379361, DENVER, NC 28037-9361

Mortgage

Document Number	2849713
Date	Sep 27, 2019
Book Page	002849/000713
Instrument	598434

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,219.00 (+0.62%)	$834,270 (-) Land $394,490 Building $439,780	$834,270 (-) Land $394,490 Building $439,780
2025	$5,187.00 (+0.72%)	$834,270 (-) Land $394,490 Building $439,780	$834,270 (-) Land $394,490 Building $439,780
2023	$5,150.00	$834,270 Land $394,490 Building $439,780	$834,270 Land $394,490 Building $439,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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