Santa Clara County property record for 7221 Silver Lode Ln, San Jose, CA 95120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,615 sqft · built 1986 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $9,882 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 701-58-054 |
| Primary APN | 701-58-054 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,615 sqft Living Area |
| 1st Floor Area | 1,830 sqft |
| 2nd Floor Area | 1,785 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 128 ft deep x 62 ft wide |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 7221 SILVER LODE LN |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95120-3356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | TRACT 7769 BOOK 550 PAGE 45 PAGE 46 LOT 6 |
| Legal Subdivision | TRACT NO 7769 |
| Legal Tract | 7769 |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 511912 |
7221 Silver Lode Ln is owner-occupied and held in a trust since April 2021.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7221 SILVER LODE LN, SAN JOSE, CA 95120-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Intrafamily Transfer, Transfer WFG NATIONAL TITLE INS CO |
| Apr 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 19, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 16, 2021 |
| Transfer Doc | 0024929923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 21, 2021 |
| Property Address | 7221 SILVER LODE LN, SAN JOSE, CA 95120-3356 |
| Document Number | 0024929923 |
| Map Reference | MB 550 PG 46&46 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 24929923 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7221 SILVER LODE LN, SAN JOSE, CA 95120-3356 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Apr 21, 2021 |
| Property Address | 7221 SILVER LODE LN, SAN JOSE, CA 95120-3356 |
| Document Number | 0024929921 |
| Map Reference | MB 550 PG 46 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 24929921 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7221 SILVER LODE LN, SAN JOSE, CA 95120-3356 |
| Document Number | 0024929922 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 24929922 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7221 SILVER LODE LN, SAN JOSE, CA 95120-3356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024258179 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 24258179 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
The 2025 property tax bill for 7221 Silver Lode Ln was $9,882.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $696,977 (+2%) Land $243,933 Building $453,044 | |
| 2025 | $9,882.00 | $683,311 Land $239,150 Building $444,161 |
| 2023 | $9,166.00 (+0.99%) | $656,778 Land $229,864 Building $426,914 |
| 2022 | $9,076.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7221 Silver Lode Ln in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7221 Silver Lode Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Sail Internet Fixed Wireless | 800 / 160 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Cruzio.
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