7221 S Gozzer Rd, Harrison, ID 83833 Property Records

Kootenai County property record for 7221 S Gozzer Rd, Harrison, ID 83833

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,983 sqft · built 2008
Lot Size	0.392 acres (17,076 sqft)
Owner	2 Trust Names on File
Last Sale	$6,224,400 (Sep 2022)
Tax Bill	$18,532 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02905011C280`

Property Details

APN / Parcel Number

Primary APN	`02905011C280`
Alternative APN	`262318`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,983 sqft Living Area
1st Floor Area	3,012 sqft
Great Room	Great Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Foundation Type	Concrete
Lot Area	17,076 sqft (0.392 acres)
Garage Area	1,078 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	262318
Street Address	7221 S GOZZER RD
City	HARRISON
State	ID
Zip	83833-7788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	GOZZER RANCH GOLF & LAKE CLUB I, LT C28 BLOCK 11 0849N03W
Legal Range	03W
Legal Township	49N
Legal Section	08
Legal Subdivision	GOZZER RANCH GOLF LAKE CLUB I
Legal Block	11
Legal Lot Number	C
Jurisdiction	KOOTENAI ID
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1030
Census Tract	1902

Owner

7221 S Gozzer Rd is held in a trust since September 2022.

Source: Kootenai County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3 CAPE ANDOVER, NEWPORT BEACH, CA 92660-8401
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Aug 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Jun 4, 2018
Deed Document Number	20222915514
Prior Transfer Date	Jun 16, 2017
Prior Transfer Doc	2605630000
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7221 S GOZZER RD, HARRISON, ID 83833-7788
Transaction Type	Mortgage
Record Updated	Feb 27, 2023
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2875276000
Date	Dec 6, 2021
Instrument	2875276000

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	7221 S GOZZER RD, HARRISON, ID 83833-7788
Transaction Type	Mortgage
Record Updated	Feb 27, 2023
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2741301000
Date	Mar 17, 2020
Instrument	2741301000

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 16, 2022
Property Address	7221 S GOZZER RD, HARRISON, ID 83833-7788
Document Number	2915514000
Map Reference	DOC 2005275
Instrument Date	Sep 7, 2022
Instrument	2915514000
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3 CAPE ANDOVER, NEWPORT BEACH, CA 92660-8401

Mortgage

Document Number	2915515000
Date	Sep 16, 2022
Instrument	2915515000

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	Other
Margin	3
Max Rate	13.8%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 1, 2017
Property Address	7221 S GOZZER RD, HARRISON, ID 83833-7788
Document Number	2605630000
Map Reference	MB J PG 262-262O
Instrument Date	Jun 16, 2017
Instrument	2605630000
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 SWEET WATER LN, PITTSBURGH, PA 15238-1900

Tax Assessment & Valuation

The 2025 property tax bill for 7221 S Gozzer Rd was $18,532, down 19.5% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Kootenai Joint School District 274 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,532.00 (-19.51%)	$5,667,480 Land $2,352,000 Building $3,315,480	$5,667,480 Land $2,352,000 Building $3,315,480
2024	$23,024.00 (+1.69%)
2023	$22,641.00 (-2.11%)	$6,923,686 (-5.72%) Land $3,780,000 Building $3,143,686	$6,923,686 (-5.72%) Land $3,780,000 Building $3,143,686
2022	$23,128.00	$7,343,686 Land $4,200,000 Building $3,143,686	$7,343,686 Land $4,200,000 Building $3,143,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7221 S Gozzer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7221 S Gozzer Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARROW POINT PARK private · serves 275 people · EPA ID ID1280252
Water Source	Purchased surface water from GOZZER RANCH
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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