7221 Melrose Dr, Biloxi, MS 39532 Property Records

Jackson County property record for 7221 Melrose Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 1965
Lot Size	0.24 acres (10,455 sqft)
Owner	2 Individual Names on File
Tax Bill	$603 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`792.10-04-0205.00`

Property Details

APN / Parcel Number

Primary APN	`792.10-04-0205.00`
Alternative APNs	`05102229.000` `020599`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,455 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	020599
Street Address	7221 MELROSE DR
City	BILOXI
State	MS
Zip	39532-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 12 CEDAR GROVE S/D UNIT 3 DB 986-128 (205 MAP792.10-04)
Legal Range	09W
Legal Township	07S
Legal Section	10
Legal Subdivision	CEDAR GROVE
Legal Block	12
Legal Lot Number	17
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	40301

Owner

7221 Melrose Dr is owned and occupied by two individuals.

Source: Jackson County records, as of March 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7221 MELROSE DR, BILOXI, MS 39532-4029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000986128
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7221 MELROSE DR, BILOXI, MS 39532-4029
Transaction Type	Mortgage
Record Updated	Dec 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3631/58
Date	Dec 2, 2019
Book Page	3631/58
Instrument	201926421

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7221 Melrose Dr was $603 with a homeowner's exemption, up 2.6% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00 (+2.55%) Homeowner's exemption	$7,502 (+4.3%) Land $1,567 Building $5,935	$75,021 (+4.29%) Land $15,670 Building $59,351
2024	$588.00 (+0.68%) Homeowner's exemption	$7,193 (-) Land $1,521 Building $5,672	$71,933 (-) Land $15,210 Building $56,723
2023	$584.00 (+3.36%) Homeowner's exemption	$7,193 (-) Land $1,521 Building $5,672	$71,933 (-) Land $15,210 Building $56,723
2022	$565.00 Homeowner's exemption	$7,193 Land $1,521 Building $5,672	$71,933 Land $15,210 Building $56,723

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7221 Melrose Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	3 (2009–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7221 Melrose Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20