7221 Fay Ave, La Jolla, CA 92037 Property Records

San Diego County property record for 7221 Fay Ave, La Jolla, CA 92037

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,706 sqft · built 2018
Lot Size	0.393 acres (17,121 sqft)
Owner	2 Trust Names on File
Last Sale	$2,275,000 (Jun 2018)
Tax Bill	$32,942 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`351-174-06-04`

Property Details

APN / Parcel Number

Primary APN	`351-174-06-04`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,706 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	17,121 sqft (0.393 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7221 FAY AVE
City	LA JOLLA
State	CA
Zip	92037-5515
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-1-1
Legal Description	BLK 3 US 4 PER DOC91-0567464&UND INT IN N 100 FT OF LOT B IN TR 001307
Legal Subdivision	BURNES ADD
Legal Tract	001307
Legal Block	3
Legal Lot Number	B
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	8303

Owner

7221 Fay Ave, a condominium, is held in a trust since June 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4420 FREMONT AVE S, MINNEAPOLIS, MN 55419-4743
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 1, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2018	Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage JOHN G WELLS OD I MPPP/TR (CT)
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage JOHN G WELLS OD I MPPP/TR (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Jun 30, 2016 · Amount on File
Deed Document Number	2018222208
Prior Transfer Date	Dec 16, 1997
Prior Transfer Doc	0000656027
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7221 FAY AVE, LA JOLLA, CA 92037-5515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 FREMONT AVE S, MINNEAPOLIS, MN 55419-4743

Mortgage

Document Number	0000711178
Date	Nov 13, 2020
Instrument	2020-0711178

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.95%
Index	1-Year LIBOR
Max Rate	7.95%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2018
Property Address	7221 FAY AVE, LA JOLLA, CA 92037-5515
Document Number	0000222208
Map Reference	MAP 1307
Instrument Date	May 21, 2018
Instrument	2018-0222208
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4420 FREMONT AVE S, MINNEAPOLIS, MN 55419-4743

Mortgage

Document Number	0000222209
Date	Jun 1, 2018
Instrument	2018-0222209

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2018
Property Address	7221 FAY AVE, LA JOLLA, CA 92037-5515
Document Number	0000220634
Instrument Date	May 14, 2018
Instrument	220634
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	548 MARINA AVE CORONADO CA 921182716, CORONADO, CA 92118-2716

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7221 FAY AVE, LA JOLLA, CA 92037-5515
Document Number	0000083167
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	UNITED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7221 FAY AVE LA JOLLA CA 920375515, LA JOLLA, CA 92037-5515

Mortgage

Document Number	0000083167
Date	Feb 21, 2017
Instrument	83167

Lender

Name	JOHN G WELLS OD I MPPP/TR (CT)
Address	961 J AVE, CORONADO, CA 92118-2416

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7221 FAY AVE, LA JOLLA, CA 92037-5515
Document Number	0000083168
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	UNITED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7221 FAY AVE LA JOLLA CA 920375515, LA JOLLA, CA 92037-5515

Mortgage

Document Number	0000083168
Date	Feb 21, 2017
Instrument	83168

Lender

Name	JOHN G WELLS OD I MPPP/TR (CT)
Address	961 J AVE, CORONADO, CA 92118-2416

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7221 Fay Ave was $32,942.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,640,328 (+2%) Land $1,926,571 Building $713,757
2025	$32,942.00	$2,588,558 Land $1,888,796 Building $699,762
2023	$30,511.00 (+2.73%)	$2,488,043 Land $1,815,452 Building $672,591
2022	$29,700.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7221 Fay Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1978–2020)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7221 Fay Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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