7220 Toledo Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 7220 Toledo Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,063 sqft · built 2023
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$451,440 (Feb 2023)
Tax Bill	$7,609 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0172-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0172-0180`
Alternative APNs	`00237504` `237504`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,063 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	137 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00237504
Street Address	7220 TOLEDO RD
City	SPRING HILL
State	FL
Zip	34606-6167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 172 LOT 18
Legal Range	17E
Legal Township	23S
Legal Section	33
Legal Subdivision	SPRING HILL UN 4
Legal Block	172
Legal Lot Number	18
Legal Unit	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3059
Census Tract	41401

Owner

7220 Toledo Rd is owned and occupied by an individual who bought it in February 2023.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7220 TOLEDO RD, SPRING HILL, FL 34606-6167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 7, 2021	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE
Feb 28, 2019	Warranty Deed, Transfer TROPIC TITLE SERVICES, TROPIC TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Document Number	2023011449
Deed Book / Page	4270 / 1690
Record Updated	Jun 8, 2026

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 28, 2023
Property Address	7220 TOLEDO RD, SPRING HILL, FL 34606-6167
Document Number	0042701690
Book / Page	4270 / 1690
Map Reference	MB 7 PG 87-95
Instrument Date	Feb 8, 2022
Instrument	2023011449
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 23, 2023
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,160.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 TOLEDO RD, SPRING HILL, FL 34606-6167

Mortgage

Document Number	0042701691
Date	Feb 28, 2023
Instrument	4270/1691

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 7, 2021
Property Address	7220 TOLEDO RD, SPRING HILL, FL 34606-6167
Document Number	0040090768
Book / Page	4009 / 768
Map Reference	MB 7 PG 87-95
Instrument Date	Jun 2, 2021
Instrument	2021042633
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7235 LANDMARK DR, 7235, SPRING HILL, FL 34606-6148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, RIVERVIEW, FL 33578-0519
Investor	Possibly a Property Investor

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 28, 2019
Property Address	7220 TOLEDO RD, SPRING HILL, FL 34606-6167
Document Number	0036750515
Book / Page	003675 / 000515
Instrument Date	Feb 25, 2019
Instrument	12448
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	TROPIC TITLE SERVICES, TROPIC TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$168.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7235 LANDMARK DR SPRING HILL FL 346066148, SPRING HILL, FL 34606-6148

Tax Assessment & Valuation

The 2025 property tax bill for 7220 Toledo Rd was $7,609 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,609.00 Additional exemption filed	$572,445	$656,167 Land $33,337 Building $622,830
2023		$25,368 (+1%)
2022	$418.00	$23,062 Land $23,062	$30,604 Land $30,604

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7220 Toledo Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7220 Toledo Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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