Monroe County property record for 7220 S Zikes Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1974 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Feb 2022) |
| Tax Bill | $1,517 (2025) |
| Deeds & Mortgages | Feb 2022 Second Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-17280-00 |
| Primary APN | 004-17280-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 195 ft deep x 94 ft wide |
| Shed | 1 Shed |
| Shed Area | 352 sqft |
| Lean-To | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 004-17280-00 |
|---|---|
| Street Address | 7220 S ZIKES RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | CEDAR HILL 2ND LOT 19 |
| Legal Subdivision | CEDAR HILL 2ND ADD |
| Legal Lot Number | 19 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1501 |
7220 S Zikes Rd is owned and occupied by an individual who bought it in February 2022.
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7220 S ZIKES RD, BLOOMINGTON, IN 47401-9261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT |
| Jan 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Jan 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT |
| Feb 21, 2022 | Warranty Deed, Transfer · FHA Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2022 · Amount on File |
| Deed Sale | Feb 21, 2022 · Amount on File |
| Prior Sale | Jul 21, 2014 · Amount on File |
| Deed Document Number | 202245444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 7220 S ZIKES RD, BLOOMINGTON, IN 47401-9261 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022002931 |
|---|---|
| Date | Feb 21, 2022 |
| Instrument | 2022002931 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | BLOOMINGTON, IN 47401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 108 Months |
| Due | Feb 17, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 7220 S ZIKES RD, BLOOMINGTON, IN 47401-9261 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000199 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 2023000199 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 7220 S ZIKES RD, BLOOMINGTON, IN 47401-9261 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000200 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 2023000200 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | BLOOMINGTON, IN 47401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Feb 21, 2022 |
| Property Address | 7220 S ZIKES RD, BLOOMINGTON, IN 47401-9261 |
| Document Number | 2022002929 |
| Map Reference | MB 6 PG 26 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022002929 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 7220 S ZIKES RD, BLOOMINGTON, IN 47401-9261 |
| Document Number | 2022002930 |
|---|---|
| Date | Feb 21, 2022 |
| Instrument | 2022002930 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 7220 S Zikes Rd was $1,517, down 7.4% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Clear Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,517.00 (-7.39%) | $223,600 Land $48,100 Building $175,500 | $223,600 Land $48,100 Building $175,500 |
| 2024 | $1,638.00 | ||
| 2023 | $212,500 (+19.92%) Land $46,300 Building $166,200 | $212,500 (+19.92%) Land $46,300 Building $166,200 | |
| 2022 | $1,200.00 | $177,200 Land $46,500 Building $130,700 | $177,200 Land $46,500 Building $130,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7220 S Zikes Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7220 S Zikes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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