7220 S Harmony Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 7220 S Harmony Rd, Bloomington, IN 47403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,196 sqft · built 1974
Lot Size0.72 acres (31,363 sqft)
OwnerIndividual Name on Record
Last Sale$191,000 (Dec 2020)
Tax Bill$2,754 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN005-02700-00

Property Details

APN / Parcel Number

Primary APN005-02700-00
Alternative APN
  • 53-10-03-201-004.000-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area1,196 sqft
Basement Area1,196 sqft
Unfinished Basement1,388 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood
Roof MaterialAsphalt
Lot Area31,363 sqft (0.72 acres)
Garage TypeMixed
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number005-02700-00
Street Address7220 S HARMONY RD
CityBLOOMINGTON
StateIN
Zip47403-9531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeER
Legal DescriptionMT. ZION ADD LOT 5
Legal SubdivisionMT ZION ADDITION
Legal Lot Number5
JurisdictionMONROE IN
Township / Civil DivisionINDIAN CREEK
Census Block Group4
Census Block4009
Census Tract1200

Owner

Source: Monroe County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7220 S HARMONY RD, BLOOMINGTON, IN 47403-9531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed of Trust, Mortgage
INDIANA HOUSING & COMMUNITY DEVELOPMENT
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Dec 4, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Apr 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Jul 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2020 · Amount on Record
Deed SaleDec 4, 2020 · Amount on Record
Deed Document Number202020516
Prior Transfer DateNov 24, 2020
Prior Transfer Doc2020020516
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address7220 S HARMONY RD, BLOOMINGTON, IN 47403-9531
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023002005
DateFeb 27, 2023
Instrument2023002005
Lender
NameINDIANA HOUSING & COMMUNITY DEVELOPMENT
TypeGovernment Agency
AddressDENTON, TX 76204
Agreement
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address7220 S HARMONY RD, BLOOMINGTON, IN 47403-9531
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021020420
DateOct 27, 2021
Instrument2021020420
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IN
Recording DateDec 4, 2020
Property Address7220 S HARMONY RD, BLOOMINGTON, IN 47403-9531
Document Number2020020516
Instrument DateNov 24, 2020
Instrument2020020516
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7220 S HARMONY RD, BLOOMINGTON, IN 47403-9531

Mortgage

Document Number2020020517
DateDec 4, 2020
Instrument2020020517
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address7220 S HARMONY RD, BLOOMINGTON, IN 47403-9531
Transaction TypeMortgage
Record UpdatedMay 20, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020004550
DateApr 1, 2020
Instrument2020004550
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address7220 S HARMONY RD, BLOOMINGTON, IN 47403-9531
Transaction TypeMortgage
Record UpdatedAug 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019009719
DateJul 12, 2019
Instrument2019009719
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionIndian Creek Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,754.00 (+101.76%)$193,500 (+5.22%) Land $46,400 Building $147,100$193,500 (+5.22%) Land $46,400 Building $147,100
2024$1,365.00 (+8.33%)
2023$183,900 (+6.06%) Land $37,200 Building $146,700$183,900 (+6.06%) Land $37,200 Building $146,700
2022$1,260.00$173,400 Land $32,500 Building $140,900$173,400 Land $32,500 Building $140,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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