7220 S Cedar Rd, Spokane, WA 99224 Property Records

Spokane County property record for 7220 S Cedar Rd, Spokane, WA 99224

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,477 sqft · built 1963
Lot Size	3.18 acres (138,521 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,500 (Nov 1996)
Tax Bill	$4,578 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24121.9009`

Property Details

APN / Parcel Number

Primary APN	`24121.9009`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,477 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	1,440 sqft
Basement Area	1,380 sqft
Finished Basement	1,037 sqft
Unfinished Basement	343 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	138,521 sqft
Garage Type	Carport
Garage Area	504 sqft
Carport	Carport
Carport Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	110 sqft
Patio Area	110 sqft
Canopy	110 sqft
Lean-To	300 sqft
Pole Barn	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	7220 S CEDAR RD
City	SPOKANE
State	WA
Zip	99224-8234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	12 24 42 S 1/3 OF SE1/4 OF SE1/4 OF NE1/4
Legal Range	42
Legal Township	24
Legal Section	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE SOUTH
Census Block Group	2
Census Block	2003
Census Tract	13503

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7220 S CEDAR RD, SPOKANE, WA 99224-8234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 1996 · Amount on Record
Deed Sale	Nov 27, 1996 · Amount on Record
Deed Document Number	19964058065
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jun 2, 2026
Property Address	7220 S CEDAR RD, SPOKANE, WA 99224-8234
Document Number	0007493011
Instrument Date	May 20, 2026
Instrument	20267493011
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 S CEDAR RD, SPOKANE, WA 99224-8234

Mortgage

Document Number	0007493011,
Date	Jun 2, 2026
Instrument	20267493011

Lender

Name	WASHINGTON TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7220 S CEDAR RD, SPOKANE, WA 99224-8234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006998882
Date	Nov 23, 2020
Instrument	6998882

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,578.00 (-1.25%)	$461,130 (-1.09%) Land $145,330 Building $315,800	$461,130 (-1.09%) Land $145,330 Building $315,800
2025	$4,636.00 (+18.66%)
2024		$466,200 (+29.07%) Land $121,800 Building $344,400	$466,200 (+29.07%) Land $121,800 Building $344,400
2023	$3,907.00 (+2.82%)	$361,190 Land $74,090 Building $287,100	$361,190 Land $74,090 Building $287,100
2022	$3,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 51% of Washington
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Intermax Networks, Verizon.

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