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7220 Ridgestone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7220 Ridgestone Dr, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,598 sqft · built 1990
Lot Size0.459 acres (20,000 sqft)
Owner2 Owner Names on Record
Last Sale$216,000 (Jan 2013)
Tax Bill$1,719 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN122N C 004

Property Details

APN / Parcel Number

Primary APN122N C 004
Alternative APN
  • 0000125476

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,598 sqft Living Area

Exterior

Year BuiltBuilt 1990
Architectural StyleRanch
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000125476
Street Address7220 RIDGESTONE DR
CityOOLTEWAH
StateTN
Zip37363-8103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 35 FLAGSTONE SUB PB43 PG77
Legal SubdivisionFLAGSTONE SUB
Legal Lot Number35
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group2
Census Block2010
Census Tract11447

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address7220 RIDGESTONE DR, OOLTEWAH, TN 37363-8103
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
KNOXVILLE TVA EMPLOYEES CU
Jun 17, 2020Deed of Trust, Mortgage · Conventional with PMI
KNOXVILLE TVA EMP CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2013 · Amount on Record
Deed SaleJan 23, 2013 · Amount on Record
Prior SaleNov 30, 2011
Deed Document Number2013012300119
Deed Book / Page9854 / 065
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address7220 RIDGESTONE DR, OOLTEWAH, TN 37363-8103
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000115
DateFeb 9, 2022
Book Page12839/673
Instrument2022020900115
Lender
NameKNOXVILLE TVA EMPLOYEES CU
TypeCredit Union
AddressKNOXVILLE, TN 37932
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2042

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address7220 RIDGESTONE DR, OOLTEWAH, TN 37363-8103
Document Number0630000121
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyTITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7220 RIDGESTONE DR OOLTEWAH TN 373638103, OOLTEWAH, TN 37363-8103

Mortgage

Document Number0630000121
DateJun 30, 2020
Book Page012054/000987
Instrument200630000121
Lender
NameKNOXVILLE TVA EMP CU
TypeCredit Union
AddressKNOXVILLE, TN 37932-1962
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJun 29, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,719.00 (-6.17%)$113,425 (+38.49%)$453,700 (+38.49%) Land $40,000 Building $413,700
2024$1,832.00 (-0.49%)$81,900 (-)$327,600 (-) Land $40,000 Building $287,600
2023$1,841.00$81,900$327,600 Land $40,000 Building $287,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Brightspeed
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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