7220 Ridge St, Winton, CA 95388 Property Records

Merced County property record for 7220 Ridge St, Winton, CA 95388

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1972
Lot Size	0.143 acres (6,241 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (May 2021)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`147-111-011-000`

Property Details

APN / Parcel Number

Primary APN	`147-111-011-000`
Alternative APN	`147-111-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,511 sqft
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,241 sqft (0.143 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	6 sqft
Patio Area	6 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	147-111-011
Street Address	7220 RIDGE ST
City	WINTON
State	CA
Zip	95388-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TEMPO EST #8 LOT 20
Legal Subdivision	TEMPO ESTATE
Legal Lot Number	20
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3000
Census Tract	505

Owner

7220 Ridge St is owned and occupied by two individuals who bought it in May 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7220 RIDGE ST, WINTON, CA 95388-8017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
May 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage GOLDEN EMPIRE MORTGAGE INC
May 25, 2021	Affidavit of Death of Joint Tenant, Transfer · Commercial Mortgage GOLDEN EMPIRE MORTGAGE INC
May 25, 2021	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	Feb 8, 2012 · Amount on File
Deed Document Number	202123504
Prior Transfer Date	Jul 27, 2011
Prior Transfer Doc	0000027865
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	7220 RIDGE ST, WINTON, CA 95388
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 RIDGE ST, WINTON, CA 95388-8017

Mortgage

Document Number	0000006405
Date	Mar 21, 2024
Instrument	2024006405

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	7220 RIDGE ST, WINTON, CA 95388
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 RIDGE ST, WINTON, CA 95388

Mortgage

Document Number	0000023507
Date	May 25, 2021
Instrument	2021023507

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	May 25, 2021
Property Address	7220 RIDGE ST, WINTON, CA 95388
Document Number	0000023503
Map Reference	MB 19 PG 34&35
Instrument Date	May 14, 2021
Instrument	2021023503
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 EUCALYPTUS ST, ATWATER, CA 95301-4111

Mortgage

Document Number	0000023506
Date	May 25, 2021
Instrument	2021023506

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 25, 2021
Property Address	7220 RIDGE ST, WINTON, CA 95388
Document Number	0000023504
Map Reference	MB 19 PG 34&35
Instrument Date	May 14, 2021
Instrument	2021023504
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7220 RIDGE ST, WINTON, CA 95388

Mortgage

Document Number	0000023505
Date	May 25, 2021
Instrument	2021023505

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7220 Ridge St was $2,802, up 2.1% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Winton School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,497 (+2%) Land $49,683 Building $220,814
2025	$2,802.00 (+2.08%)	$265,194 Land $48,709 Building $216,485
2024	$2,745.00 (+1.93%)
2023	$2,693.00 (+1.35%)	$254,898 Land $46,818 Building $208,080
2022	$2,657.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7220 Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7220 Ridge St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTON WATER & SANITARY DIST serves 9,745 people · EPA ID CA2410010
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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