7220 Pitlochry Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7220 Pitlochry Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,089 sqft · built 2008
Lot Size0.324 acres (14,124 sqft)
OwnerCompany Name on Record
Last Sale$1,500,000 (Dec 2007)
Tax Bill$24,065 (2025)
Deeds & MortgagesAug 2017 Mortgage
Sep 2020 Mortgage
Flood ZoneZone D (undetermined)
APN810-73-005

Property Details

APN / Parcel Number

Primary APN810-73-005

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area4,089 sqft Living Area
1st Floor Area4,089 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2008
Architectural StyleOther
Construction TypeWood
Lot Area14,124 sqft (0.324 acres)
Garage Area692 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address7220 PITLOCHRY DR
CityGILROY
StateCA
Zip95020-3066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionTR 9615 LOT 5
Legal Tract9615
Legal Lot Number5
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1018
Census Tract512510

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7220 PITLOCHRY DR, GILROY, CA 95020-3066
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2017Deed of Trust, Mortgage · ARM
MORGAN STANLEY PRIVATE BANK NA
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2007 · Amount on Record
Deed SaleDec 7, 2007 · Amount on Record
Prior SaleFeb 29, 2008
Deed Document Number0019676773
Last Transfer DateOct 21, 2015
Transfer Doc0023121797
Record UpdatedJun 7, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7220 PITLOCHRY DR, GILROY, CA 95020-3066
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTRGC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023740499
DateAug 29, 2017
Instrument23740499
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.29%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2022
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.29%
Index1-Year LIBOR
Max Rate8.29%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7220 PITLOCHRY DR, GILROY, CA 95020-3066
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7220 PITLOCHRY DR, GILROY, CA 95020-3066

Mortgage

Document Number0024630376
DateSep 25, 2020
Instrument24630376
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyAnnually

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$24,065.00 (+17.25%) Homeowner's exemption$1,970,264 (+19.41%) Land $853,779 Building $1,116,485
2023$20,524.00 (-11.4%) Homeowner's exemption$1,650,000 Land $714,900 Building $935,100
2022$23,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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