7220 Mackenzie Rd, Saint Louis, MO 63123 Property Records

St. Louis County property record for 7220 Mackenzie Rd, Saint Louis, MO 63123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,114 sqft · built 1947
Lot Size	0.185 acres (8,041 sqft)
Owner	2 Individual Names on File
Last Sale	$264,519 (Jul 2026)
Tax Bill	$2,948 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24J-54-0662`

Property Details

APN / Parcel Number

Primary APN	`24J-54-0662`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
Gross Area	1,314 sqft
1st Floor Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	8,041 sqft (0.185 acres)
Lot Dimensions	67 ft deep x 67 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	116 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7220 MACKENZIE RD
City	SAINT LOUIS
State	MO
Zip	63123-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	MACKENZIE HILLS LOT 14
Legal Subdivision	MACKENZIE HILLS
Legal Block	1
Legal Lot Number	14
Jurisdiction	ST LOUIS MO
Township / Civil Division	GRAVOIS
Census Block Group	1
Census Block	1010
Census Tract	219802

Owner

7220 Mackenzie Rd is owned and occupied by two individuals who bought it in July 2026.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7220 MACKENZIE RD, SAINT LOUIS, MO 63123-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
May 8, 2026	Deed of Trust, Mortgage · Line of Credit ADVANTAGE CREDIT UNION
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 5, 2018	Warranty Deed, Transfer CORNERSTONE MTG
Sep 7, 2017	Warranty Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	Mar 5, 2018 · Amount on File
Deed Document Number	2026356
Prior Transfer Date	Sep 15, 2010
Prior Transfer Doc	0191333077
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 9, 2026
Property Address	7220 MACKENZIE RD, SAINT LOUIS, MO 63123-1641
Document Number	0000000356
Instrument Date	Jul 2, 2026
Instrument	202679356
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 MACKENZIE RD, SAINT LOUIS, MO 63123-1641

Mortgage

Document Number	0000000357,
Date	Jul 9, 2026
Instrument	202679357

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	May 8, 2026
Property Address	7220 MACKENZIE RD, SAINT LOUIS, MO 63123-1641
Document Number	0000000006
Instrument Date	Mar 3, 2026
Instrument	20266
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 MACKENZIE RD, SAINT LOUIS, MO 63123-1641

Mortgage

Document Number	0000000006,
Date	May 8, 2026
Instrument	20266

Lender

Name	ADVANTAGE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Mar 3, 2051

Interest

Rate	6.11%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7220 MACKENZIE RD, SAINT LOUIS, MO 63123-1641
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	GATEWAY TITLE COMPANY, GATEWAY TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 MACKENZIE RD, SAINT LOUIS, MO 63123-1641

Mortgage

Document Number	0242762391
Date	Aug 24, 2020
Book Page	24276/2391
Instrument	2020082400692

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 5, 2018
Property Address	7220 MACKENZIE RD, SAINT LOUIS, MO 63123-1641
Document Number	0229241544
Book / Page	022924 / 001544
Instrument Date	Feb 28, 2018
Instrument	267
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	INSIGHT TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7220 MACKENZIE RD ST LOUIS MO 631231641, ST LOUIS, MO 63123-1641

Mortgage

Document Number	229241547
Date	Mar 5, 2018
Book Page	022924/001547
Instrument	268

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 7, 2017
Property Address	7220 MACKENZIE RD, SAINT LOUIS, MO 63123-1641
Document Number	0226842524
Book / Page	022684 / 002524
Instrument Date	Aug 31, 2017
Instrument	614
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	US TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12309 RULE HILL CT MARYLAND HEIGHTS MO 630431433, MARYLAND HEIGHTS, MO 63043-1433

Tax Assessment & Valuation

The 2025 property tax bill for 7220 Mackenzie Rd was $2,948, up 1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Affton 101 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,730 (-) Land $12,690 Building $27,040	$209,100 (-) Land $66,800 Building $142,300
2025	$2,948.00 (+1.03%)	$39,730 Land $12,690 Building $27,040	$209,100 Land $66,800 Building $142,300
2024	$2,918.00 (+3.44%)
2023	$2,821.00 (+4.37%)	$35,950 (+13.41%) Land $9,060 Building $26,890	$189,200 Land $47,700 Building $141,500
2022	$2,703.00	$31,700 Land $9,980 Building $21,720
2021			$166,800 Land $52,500 Building $114,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7220 Mackenzie Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7220 Mackenzie Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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