7220 Chapel Rd, Madison, OH 44057 Property Records

Lake County property record for 7220 Chapel Rd, Madison, OH 44057

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,872 sqft · built 1910
Lot Size2.21 acres (96,268 sqft)
Owner2 Individual Names on File
Last Sale$64,000 (Jul 1985)
Tax Bill$5,834 (2023)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-B-104-0-00-005-0

Property Details

APN / Parcel Number

Primary APN01-B-104-0-00-005-0
Alternative APN
  • B 119

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
Gross Area2,292 sqft
1st Floor Area576 sqft
Basement Area210 sqft
Unfinished Basement210 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1990
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Lot Area96,268 sqft (2.21 acres)
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area56 sqft
Patio Area168 sqft
Shed1 Shed
Shed Area120 sqft
Lean-To360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric

Location & Zoning

Account NumberB 119
Street Address7220 CHAPEL RD
CityMADISON
StateOH
Zip44057-2248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionBOLLES & FOBES LOT TRACT 2
Legal SubdivisionMADISON TOWNSHIP 02
Legal Tract2
JurisdictionLAKE OH
Township / Civil DivisionMADISON
Census Block Group2
Census Block2008
Census Tract206700

Owner

7220 Chapel Rd is owned and occupied by two individuals who bought it in July 1985.

Source: Lake County records, as of April 25, 2024

Owner of Record2 Individual Names on File
Mailing Address7220 CHAPEL RD, MADISON, OH 44057-2248
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 1985 · Amount on File
Deed SaleJul 14, 1985 · Amount on File
Deed Document NumberCF 2833
Record UpdatedJun 7, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address7220 CHAPEL RD, MADISON, OH 44057-2248
Transaction TypeMortgage
Record UpdatedSep 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7220 CHAPEL RD, MADISON, OH 44057-2248

Mortgage

Document Number0000020152
DateSep 15, 2025
Instrument2025R020152
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 4, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
County SubdivisionMadison Township
Unified School DistrictMadison Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,834.00 (+73.99%) Homeowner's exemption$52,490 (-) Land $13,880 Building $38,610
2022$3,353.00 Homeowner's exemption$52,490 Land $13,880 Building $38,610
2021$149,960 Land $39,650 Building $110,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7220 Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7220 Chapel Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHTABULA COUNTY WATER SYSTEM
serves 14,757 people · EPA ID OH0400803
Water SourcePurchased surface water from AQUA OHIO - ASHTABULA
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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