7220 2nd Time Ln, Columbia, MD 21046 Property Records

Howard County property record for 7220 2nd Time Ln, Columbia, MD 21046

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,156 sqft · built 1983
Lot Size	0.215 acres (9,344 sqft)
Owner	2 Trust Names on File
Last Sale	$401,000 (Jun 2004)
Tax Bill	$8,607 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-163244`

Property Details

APN / Parcel Number

Primary APN	`16-163244`
Alternative APN	`163244`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,156 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,344 sqft (0.215 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	364 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	163244
Street Address	7220 2ND TIME LN
City	COLUMBIA
State	MD
Zip	21046-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT 96 .215 A 7220 SECOND TIME LN VIL KINGS CONTRIVANCE
Legal Lot Number	96
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	5
Census Block	5000
Census Tract	606803

Owner

7220 2nd Time Ln is owner-occupied and held in a trust since June 2004.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	7220 2ND TIME LN, COLUMBIA, MD 21046-1424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2004 · Amount on File
Deed Sale	Jun 30, 2004 · Amount on File
Prior Sale	Jun 29, 2004 · Amount on File
Deed Document Number	200447614
Transfer Doc	0000040223
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7220 2ND TIME LN, COLUMBIA, MD 21046-1424
Document Number	0175130227
Book / Page	017513 / 000227
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7220 2ND TIME LN COLUMBIA MD 210461424, COLUMBIA, MD 21046-1424

Mortgage

Document Number	0175130227
Date	Mar 30, 2017
Book Page	017513/000227

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7220 2nd Time Ln was $8,607, up 7.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,607.00 (+7.79%)	$561,800 (+7.92%) Land $234,500 Building $327,300	$561,800 (-) Land $234,500 Building $327,300
2025	$7,985.00	$520,567	$561,800 Land $234,500 Building $327,300
2023		$438,100 Land $179,500 Building $258,600	$438,100 Land $179,500 Building $258,600
2022	$4,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7220 2nd Time Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7220 2nd Time Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20