7220 109th Cir N, Champlin, MN 55316 Property Records

Hennepin County property record for 7220 109th Cir N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,148 sqft · built 1987
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Dec 2019)
Tax Bill	$5,259 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-120-21-34-0029`

Property Details

APN / Parcel Number

Primary APN	`32-120-21-34-0029`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Building Area	1,148 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	1,148 sqft
Basement Area	684 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Depth	133 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	130 sqft
Deck Area	231 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7220 109TH CIR N
City	CHAMPLIN
State	MN
Zip	55316-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 020 BLOCK 003 A HELMER ADDN S92X133X75X156
Legal Range	21
Legal Township	120
Legal Section	32
Legal Quarter	34
Legal Subdivision	HELMER ADDN
Legal Block	3
Legal Lot Number	20
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	4
Census Block	4007
Census Tract	26908

Owner

7220 109th Cir N is owned and occupied by an individual who bought it in December 2019.

Source: Hennepin County records, as of June 24, 2026

Owner of Record	Individual Name on File
Mailing Address	7220 109TH CIR N, CHAMPLIN, MN 55316-3816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Dec 27, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Deed Document Number	201910740647
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7220 109TH CIR N, CHAMPLIN, MN 55316-3816
Document Number	0010813326
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 109TH CIR N CHAMPLIN MN 553163816, CHAMPLIN, MN 55316-3816

Mortgage

Document Number	0010813326
Date	Jul 17, 2020
Instrument	10813326

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 27, 2019
Property Address	7220 109TH CIR N, CHAMPLIN, MN 55316-3816
Document Number	0010740647
Instrument Date	Nov 7, 2019
Instrument	10740647
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$986.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 109TH CIR N CHAMPLIN MN 553163816, CHAMPLIN, MN 55316-3816

Mortgage

Document Number	10740649
Date	Dec 27, 2019
Instrument	10740649

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7220 109th Cir N was $5,259 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,259.00	$357,300 Land $90,300 Building $267,000	$357,300 Land $90,300 Building $267,000
2023	$5,084.00 Homeowner's exemption
2022		$352,000 Land $96,000 Building $256,000	$352,000 Land $96,000 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7220 109th Cir N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7220 109th Cir N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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