722 Smith St, #726, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 722 Smith St, #726, Mishawaka, IN 46544

Property Summary

Property Type	Duplex
Details	2 bd · 3.5 ba · 1,664 sqft · built 1999
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,740 (2024)
Deeds & Mortgages	Oct 2023 Transfer Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-376-008.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-376-008.000-023`
Alternative APN	`0161161646501`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	3,328 sqft
Basement Area	1,664 sqft
Game Room	Game Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Duplex Single
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	1,347 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	722 SMITH ST, 726
City	MISHAWAKA
State	IN
Zip	46544-4870
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 1 HOLLANDS SUBDIVISION 00-01 SET UP NEW SUB PER TRANS #5656 7-30-99 00-01 SPLIT FR PARC 16-1161-6465 PER TRANS #8487 10-15-99
Legal Range	99
Legal Township	30
Legal Section	7
Legal Subdivision	HOLLANDS SUBDIVISION
Legal Lot Number	1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3024
Census Tract	10201

Owner

722 Smith St, #726 is owned and occupied by two individuals who acquired it in October 2023.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	726 SMITH ST, MISHAWAKA, IN 46544-4870
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 10, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 10, 2023
Transfer Doc	0000024162
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 10, 2023
Property Address	722-726 SMITH ST, MISHAWAKA, IN 46544
Document Number	0002324162
Instrument Date	Oct 10, 2023
Instrument	2324162
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 SMITH ST, MISHAWAKA, IN 46544-4870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 SMITH ST, MISHAWAKA, IN 46544-4870

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 10, 2023
Property Address	722-726 SMITH ST, MISHAWAKA, IN 46544
Document Number	0002324163
Instrument Date	Oct 10, 2023
Instrument	2324163
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	726 SMITH ST, MISHAWAKA, IN 46544-4870

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	726 SMITH ST, MISHAWAKA, IN 46544-4870

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$434,500 Land $23,800 Building $410,700	$434,500 Land $23,800 Building $410,700
2024	$1,740.00 (+6.1%)
2023	$1,640.00 (+4.86%)	$99,900 (-) Land $10,400 Building $89,500	$99,900 (-) Land $10,400 Building $89,500
2022	$1,564.00	$99,900 Land $10,400 Building $89,500	$99,900 Land $10,400 Building $89,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 722 Smith St, #726 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 722 Smith St, #726 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber, Verizon.

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