722 S Main St, Independence, MO 64050 Property Records

Jackson County property record for 722 S Main St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,364 sqft · built 1880
Lot Size	0.493 acres (21,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Apr 2026)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-520-07-20`

Property Details

APN / Parcel Number

Primary APN	`26-520-07-20`
Alternative APNs	`26-520-07-20-00-0-00-000` `26520072000000001` `781201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,364 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	788 sqft
Flooring	Carpet

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Old Style
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,494 sqft (0.493 acres)
Lot Dimensions	224 ft deep x 95 ft wide
Garage Type	Detached
Garage Area	28 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	230 sqft
Deck Area	Deck Area
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	781201
Street Address	722 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64050-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUBEYS ADD PT OF LOTS 22, 23 & 24 DAF: BEG ON E LI OF SD LOT 24 101 N OF SE COR TH S ON E LI SD LOT 100 TH W 239 TH N TO A PT DUE W OF POB OF BEG TH E TO BEG
Legal Subdivision	RUBEYS ADD
Legal Block	2
Legal Lot Number	24
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2007
Census Tract	11601

Owner

Source: Jackson County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	722 S MAIN ST, INDEPENDENCE, MO 64050-4414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Mar 30, 2020	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Deed Document Number	202631339
Prior Transfer Date	Nov 23, 2021
Prior Transfer Doc	0000128937
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 29, 2026
Property Address	722 S MAIN ST, INDEPENDENCE, MO 64050-4414
Document Number	00E0031339
Instrument Date	Apr 27, 2026
Instrument	202631339
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 S MAIN ST, INDEPENDENCE, MO 64050-4414
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031340,
Date	Apr 29, 2026
Instrument	2026E31340

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 30, 2020
Property Address	722 S MAIN ST, INDEPENDENCE, MO 64050-4414
Document Number	0000E25126
Instrument Date	Mar 18, 2020
Instrument	25126E
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	714 S MAIN ST INDEPENDENCE MO 640504414, INDEPENDENCE, MO 64050-4414

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (+29.48%)	$32,992 (+9%) Land $4,342 Building $28,650	$173,640 (+9%)
2024	$2,096.00 (+2.29%)
2023	$2,049.00	$30,267 Land $4,558 Building $25,709	$159,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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