San Diego County property record for 722 Rancho Trl, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 784 sqft · built 1983 |
| Lot Size | 4.64 acres (202,118 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $473,000 (Sep 2026) |
| Tax Bill | $2,287 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 279-103-04-00 |
| Primary APN | 279-103-04-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 784 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 202,118 sqft (4.64 acres) |
| Old Parcel Number | 2791011500 |
|---|---|
| Street Address | 722 RANCHO TRL |
| City | RAMONA |
| State | CA |
| Zip | 92065-7627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 3 TR PM12492 |
| Legal Subdivision | P12492 |
| Legal Tract | 1012492 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20807 |
Source: San Diego County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 722 RANCHO TRL, RAMONA, CA 92065-7627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 30, 2026 | Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Jan 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Prior Sale | Nov 8, 1988 · Amount on Record |
| Deed Document Number | 2026284129 |
| Prior Transfer Date | Jul 6, 2010 |
| Prior Transfer Doc | 0000383880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2026 |
| Property Address | 722 RANCHO TRL, RAMONA, CA 92065-7627 |
| Document Number | 0000284129 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026284129 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,550.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 722 RANCHO TRL, RAMONA, CA 92065-7627 |
| Document Number | 0000284130, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 2026284130 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 722 RANCHO TRL, RAMONA, CA 92065-7627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000007411 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 2017-0007411 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $330,000 (+69.48%) Land $250,000 Building $80,000 | |
| 2025 | $2,287.00 (+13.72%) Homeowner's exemption | $194,716 (+4.04%) Land $117,585 Building $77,131 |
| 2023 | $2,011.00 (-7.28%) Homeowner's exemption | $187,157 Land $113,020 Building $74,137 |
| 2022 | $2,169.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 50 / 10 |
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