722 Prospect Ave, Milltown, NJ 08850 Property Records

Middlesex County and North Brunswick Township property record for 722 Prospect Ave, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	1,196 sqft · built 1954
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2020)
Tax Bill	$11,302 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jan 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-00254-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`14-00254-0000-00001`
Alternative APN	`140025400001`

Interior

Building Area	1,196 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Street Address	722 PROSPECT AVE
City	MILLTOWN
State	NJ
Zip	08850-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	75X150
Legal Block	254
Legal Lot Number	1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	NORTH BRUNSWICK
Census Block Group	1
Census Block	1013
Census Tract	6206

Owner

722 Prospect Ave is owned and occupied by an individual who bought it in June 2020.

Source: Middlesex County and North Brunswick Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	722 PROSPECT AVE, MILLTOWN, NJ 08850-2010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Grant Deed, Transfer NATIONS LNDG
Jan 14, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC
Jan 14, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jun 23, 2016	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Jan 14, 2019 · Amount on File
Deed Document Number	202056774
Deed Book / Page	17925 / 682
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 30, 2020
Property Address	722 PROSPECT AVE, MILLTOWN, NJ 08850-2010
Document Number	0000056774
Book / Page	017925 / 000682
Instrument Date	Jun 26, 2020
Instrument	56774
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 PROSPECT AVE MILLTOWN NJ 088502010, MILLTOWN, NJ 08850-2010

Mortgage

Document Number	56775
Date	Jun 30, 2020
Book Page	017925/000688
Instrument	56775

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 14, 2019
Property Address	722 PROSPECT AVE, MILLTOWN, NJ 08850-2010
Book / Page	017398 / 001600
Instrument Date	Jan 8, 2019
Instrument	3243
Transaction Type	Construction Loan
Record Updated	Jan 30, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	255 GEORGE ST SOUTH AMBOY NJ 088791737, SOUTH AMBOY, NJ 08879-1737

Mortgage

Document Number	0000003243
Date	Jan 14, 2019
Book Page	017398/001600
Instrument	3243

Lender

Name	LOAN FUNDER LLC
Address	NEW YORK, NY 10022

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 14, 2019
Property Address	722 PROSPECT AVE, MILLTOWN, NJ 08850-2010
Document Number	0000003242
Book / Page	017398 / 001593
Instrument Date	Dec 12, 2018
Instrument	3242
Transaction Type	Foreclosure
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 GEORGE ST SOUTH AMBOY NJ 088791737, SOUTH AMBOY, NJ 08879-1737

June 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	722 PROSPECT AVE, MILLTOWN, NJ 08850-2010
Document Number	0000000450
Instrument Date	Jun 23, 2016
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 PROSPECT AVE NORTH BRUNSWICK NJ 08902, NORTH BRUNSWICK, NJ 08902

Mortgage

Document Number	0000000450
Date	Apr 19, 2017
Book Page	000248/000713
Instrument	450

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	468 Months
Due	Apr 18, 2056

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 722 Prospect Ave was $11,302, up 3.7% from the year before.

Source: Middlesex County and North Brunswick Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	North Brunswick Township
Unified School District	North Brunswick Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,000 (-) Land $66,800 Building $105,200	$172,000 (-) Land $66,800 Building $105,200
2025	$11,302.00 (+3.72%)	$172,000 Land $66,800 Building $105,200	$172,000 Land $66,800 Building $105,200
2024	$10,897.00
2023		$168,800 (-) Land $66,800 Building $102,000	$168,800 (-) Land $66,800 Building $102,000
2022	$10,144.00	$168,800 Land $66,800 Building $102,000	$168,800 Land $66,800 Building $102,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 722 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 722 Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BRUNSWICK W DEPT serves 43,905 people · EPA ID NJ1215001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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