722 Montebello Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 722 Montebello Cir, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,564 sqft · built 1983
Lot Size0.326 acres (14,201 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (May 2021)
Tax Bill$5,030 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Nov 2019 Refinance
+ 1 more
APN0593007000270

Property Details

APN / Parcel Number

Primary APN0593007000270

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,564 sqft Living Area
1st Floor Area884 sqft
Upper Floors Area884 sqft
AtticAttic
Attic Area440 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,201 sqft (0.326 acres)
Lot Dimensions181 ft deep x 195 ft wide
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchSlab
Porch Area18 sqft
Deck Area648 sqft
Patio Area394 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address722 MONTEBELLO CIR
CityCHESAPEAKE
StateVA
Zip23322-7257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description82 PINES OF WARRICK SEC THREE
Legal SubdivisionPINES OF WARRICK, CEDAR LAKES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1001
Census Tract21010

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address722 MONTEBELLO CIR, CHESAPEAKE, VA 23322-7257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Nov 8, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
NAVY FEDERAL CREDIT UNION
May 11, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleJan 17, 2001 · Amount on Record
Deed Document Number202121643
Deed Book / Page10369 / 84
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address722 MONTEBELLO CIR, CHESAPEAKE, VA 23322-7257
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009983/119
DateJan 25, 2019
Book Page9983/119
Instrument190001919
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term473 Months
DueJun 1, 2058
Interest
Rate TypeFixed Rate
Rate6%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address722 MONTEBELLO CIR, CHESAPEAKE, VA 23322-7257
Transaction TypeMortgage
Record UpdatedJun 30, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010077/220
DateNov 8, 2019
Book Page10077/220
Instrument190030762
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 1, 2034
Interest
Rate TypeFixed Rate

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 11, 2021
Property Address722 MONTEBELLO CIR, CHESAPEAKE, VA 23322-7257
Document Number0010369/84
Book / Page10369 / 84
Instrument DateApr 30, 2021
Instrument210021643
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 MONTEBELLO CIR, CHESAPEAKE, VA 23322-7257

Mortgage

Document Number0210021644
DateMay 11, 2021
Instrument210021644
Lender
NameWELLS FARGO BANK NA
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$547,900 (+10.02%) Land $200,000 Building $347,900$547,900 (+10.02%) Land $200,000 Building $347,900
2025$5,030.00 (+41.93%)$498,000 (+9.57%) Land $180,000 Building $318,000$498,000 (+9.57%) Land $180,000 Building $318,000
2023$454,500 (+3.48%) Land $160,000 Building $294,500$454,500 (+3.48%) Land $160,000 Building $294,500
2022$439,200 Land $130,000 Building $309,200$439,200 Land $130,000 Building $309,200
2019$3,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 30 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 units insured
incl. 18 condo units
Nearby Flood Claims6 (1996–2017)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2017 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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