Ottawa County property record for 722 Monarch St, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,580 sqft · built 1930 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $8,283 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-16-448-001 |
| Primary APN | 70-03-16-448-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 984 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 100 ft deep x 39 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 722 MONARCH ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MFR-A |
| Legal Description | LOT 43 & W 9 FT OF LOT 42 & N 20 FT OF W 39 FT OF LOT 44, ALSO THAT PART OF VAC ELK AVE ADJ TO SD LOTS ON NORTH STRENG & GILLELAND'S SUB |
| Legal Range | 15W |
| Legal Township | 5N |
| Legal Section | 16 |
| Legal Subdivision | STRENG GILLELANDS SUB |
| Legal Block | 448 |
| Legal Lot Number | 42-44 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21100 |
722 Monarch St is owner-occupied and held in a trust since September 2007.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 722 MONARCH ST, SPRING LAKE, MI 49456-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2007 |
| Deed Sale | Sep 4, 2007 |
| Deed Book / Page | 5497 / 892 |
| Prior Transfer Date | Nov 14, 2006 |
| Prior Transfer Doc | 5372/837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 722 MONARCH ST, SPRING LAKE, MI 49456-1617 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 722 MONARCH ST, SPRING LAKE, MI 49456-1617 |
| Document Number | 20210051955 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-0051955 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Sep 1, 2031 |
The 2025 property tax bill for 722 Monarch St was $8,283 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,900 (+9.61%) | $451,800 (+9.61%) | |
| 2025 | $8,283.00 Homeowner's exemption | $206,100 | $412,200 |
| 2023 | $188,800 | $377,600 | |
| 2022 | $6,740.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 722 Monarch St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2016–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 722 Monarch St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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