722 Melson Rd SW, Cave Spring, GA 30124 Property Records

Floyd County property record for 722 Melson Rd SW, Cave Spring, GA 30124

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,259 sqft · built 1989
Lot Size	19.4 acres (845,064 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,738 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`D18--052`

Property Details

APN / Parcel Number

Primary APN	`D18--052`
Alternative APN	`42900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,259 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	845,064 sqft (19.4 acres)
Garage Area	462 sqft
Porch	Slab
Porch Area	112 sqft
Deck Area	846 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	42900
Street Address	722 MELSON RD SW
City	CAVE SPRING
State	GA
Zip	30124-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	TR B PB19-47
Legal Subdivision	FIRST NATIONAL BANK COBB COUNT
Legal Tract	B
Legal Lot Number	B
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	1
Census Block	1030
Census Tract	2000

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	722 MELSON RD SW, CAVE SPRING, GA 30124-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · SBA Mortgage FIRST NATIONAL COMMUNITY BANK
May 5, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026
Deed Sale	May 5, 2026
Prior Sale	Nov 15, 1983 · Amount on Record
Deed Book / Page	2944 / 982
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Recording Date	Aug 7, 2026
Property Address	722 MELSON RD SW, CAVE SPRING, GA 30124-2212
Document Number	2959000773
Book / Page	2959 / 773
Instrument Date	Jul 31, 2026
Transaction Type	Mortgage
Record Updated	Sep 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 MELSON RD SW, CAVE SPRING, GA 30124-2212

Mortgage

Document Number	2959000773,
Date	Aug 7, 2026
Book Page	2959/773

Lender

Name	FIRST NATIONAL COMMUNITY BANK

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2027

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	May 5, 2026
Property Address	722 MELSON RD SW, CAVE SPRING, GA 30124-2212
Document Number	2944000982
Book / Page	2944 / 982
Instrument Date	May 5, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 MELSON RD SW, CAVE SPRING, GA 30124-2212

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,738.00 (-23.81%) Homeowner's exemption Senior Citizen's exemption
2025	$2,281.00 (+2.79%) Homeowner's exemption Senior Citizen's exemption	$168,461 (+12.2%) Land $57,770 Building $110,691	$421,154 (+12.2%) Land $144,426 Building $276,728
2024	$2,219.00 (+44.47%) Homeowner's exemption Senior Citizen's exemption	$150,140 (+6.5%) Land $45,520 Building $104,620	$375,352 (+6.51%) Land $113,801 Building $261,551
2023	$1,536.00 (-36.66%) Homeowner's exemption Senior Citizen's exemption	$140,970 (-32.31%) Land $45,520 Building $95,450	$352,426 (-32.31%) Land $113,801 Building $238,625
2022	$2,425.00 Homeowner's exemption Senior Citizen's exemption	$208,272 Land $127,426 Building $80,846	$520,679 Land $318,564 Building $202,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2022)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Mar 2022 · river or lake flooding
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 96% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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